Senior Commercial Loan Officer — CRE & Portfolio Growth

Olympia Federal Savings (OlyFed); Lacey (WA); Presencial; USD 90.000 - 130.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401k match

Profit sharing

Paid time off

Descripción de la vacante

Olympia Federal Savings (OlyFed) seeks a Commercial Loan Officer III with a proven track record in commercial lending and relationship-building within the Washington market. The role emphasizes delivering prompt, knowledgeable service to commercial borrowers, evaluating financials, and partnering with Business Bankers to present full banking solutions.

Ideal candidates have at least 7 years in lending, strong regulatory knowledge, and a commitment to community engagement while supporting growth

Formación

• Experience in lending practices including loan documentation and cash flow analysis.
• Seven years' experience in lending with production goals.
• Bachelor’s degree or equivalent in a related field preferred.
• Bondable; active in community affairs preferred.

Responsabilidades

• Weekly meetings with Business/Commercial team to discuss pipeline, prospects, and coordinate closing/documentation/servicing needs.
• Advise individuals of OlyFed lending programs and quote loan interest rate and fees.
• Provide appropriate application forms and disclosures. Assist customers with completion.
• Request confidential financial and ECOA information from loan applicants, complying with state and federal lending regulations and Association loan policies.
• Facilitate loan applications to include financial analysis, credit presentation, and approval for Commercial Real Estate and Small Business loans.
• Analyze, evaluate, and prepare tax analysis cash flow reports on commercial loan and multiple non-owner-occupied loan guarantors that exceed aggregate loan balance limits.
• Monitor loan portfolio to ensure conformity with terms, ascertain developing trends, identify potential problems and to ensure loans are risk-rated properly. Communicate with senior leaders as necessary.
• Prepare initial loan modifications for servicing. Input data for HMDA/LARS report maintenance.
• Carry out Association business plan objectives
• Cross-sell Association products and services.
• Actively network and promote products at community and OlyFed sponsored events to facilitate growth, which are occasionally outside of normal working hours.
• Other duties as assigned.

Conocimientos

Public and customer relations

Banking regulations understanding

Organization and multitasking

Analytical techniques

Financial statement analysis

Tax return analysis

Confidentiality and discretion

Communication skills

Computer proficiency

English language proficiency

Educación

Bachelor's degree or equivalent

Descripción del empleo

Olympia Federal Savings (OlyFed) seeks a Commercial Loan Officer III with a proven track record in commercial lending and relationship-building within the Washington market. The role emphasizes delivering prompt, knowledgeable service to commercial borrowers, evaluating financials, and partnering with Business Bankers to present full banking solutions.

Ideal candidates have at least 7 years in lending, strong regulatory knowledge, and a commitment to community engagement while supporting growth