Senior Commercial Credit Risk Officer

Strive Solutions; Chicago (IL); On-site; USD 140,000 - 210,000; Full time

Job summary

Strive Solutions in Chicago is seeking a Senior Credit Officer to oversee credit risk across complex commercial and corporate portfolios, ensuring strong lending decisions and portfolio health.

You will mentor junior credit professionals and help set underwriting standards. The role requires collaborative leadership, strategic analysis, and effective communication with stakeholders and regulators.

Qualifications

• Expertise in credit analysis and credit risk oversight for commercial and corporate exposures.
• Ability to translate analysis into covenants and portfolio monitoring practices.
• Strong judgment in transaction approval and delegated authority decisions.
• Knowledge of regulatory requirements, credit policy, and underwriting standards.
• Leadership and mentorship experience with collaboration and customer focus.

Responsibilities

• Assess credit quality and approve transactions within delegated authority.
• Structure credit solutions to balance risk and growth objectives.
• Partner with relationship managers to analyze financial statements.
• Set and manage covenants and monitor portfolio performance.
• Advise on underwriting standards, policy compliance, and regulatory expectations.
• Mentor junior credit professionals and contribute to credit strategy.

Job description

Senior Credit Officer

responsible for overseeing credit risk across complex commercial and corporate portfolios.

Key duties

• Assess credit quality and approve transactions within delegated authority.
• Structure credit solutions to balance risk and growth objectives.
• Partner with relationship managers to analyze financial statements.
• Set and manage covenants and monitor portfolio performance.
• Advise on underwriting standards, policy compliance, and regulatory expectations.
• Mentor junior credit professionals and contribute to credit strategy.

Qualifications & Skills

• Strong expertise in credit analysis and credit risk oversight for commercial/corporate exposures.
• Sound judgment in transaction approval and delegated authority decision-making.
• Ability to translate analysis into covenants and portfolio monitoring practices.
• Knowledge of regulatory requirements, credit policy, and underwriting standards.
• Leadership and mentorship experience; strong collaboration and customer-focused mindset.