Senior Commercial Credit Risk Analyst

WEX; Midvale (UT); On-site; USD 64,000 - 79,000; Full time

Benefits offered by this job

Health insurance

Dental and vision insurance

Retirement savings plan

Paid time off

Health savings account

Flexible spending accounts

Life insurance

Disability insurance

Tuition reimbursement

Job summary

WEX in Midvale, UT is seeking a Credit Analyst to provide advanced credit analysis across commercial portfolios. You will assess financial statements, credit reports, and prepare complete credit packages for management review.

The role requires 5–8 years of experience in Commercial Credit Risk, knowledge of financial statement analysis, and excellent communication with sales teams and customers. You will navigate complex credit decisions, recommend risk mitigation strategies, and help ensure

Qualifications

• Bachelor’s degree in accounting, business, or finance required.
• 5–8 years of experience in Commercial Credit Risk Analysis and underwriting.
• Knowledge of foreign currency conversions is a plus.
• CBA/CBF or Moody's CICC preferred.
• Strong financial statement interpretation skills.

Responsibilities

• Underwriting: Perform advanced financial / risk analysis for commercial credit lending on existing customer portfolio with limits >$150K.
• Credit Reviews: Analyze financial risk and determine credit decisions for account reviews and credit line changes.
• Customer Service & Other: Resolve complex credit problems and respond to customer inquiries via email and meetings.
• Prepare and present credit packages for management and Bank Loan Committee; suggest policy improvements.

Skills

Financial analysis

Credit risk assessment

Excel proficiency

Communication skills

Attention to detail

Education

Bachelor's degree in accounting, business, or finance

Tools

D&B

Equifax

Job description

WEX in Midvale, UT is seeking a Credit Analyst to provide advanced credit analysis across commercial portfolios. You will assess financial statements, credit reports, and prepare complete credit packages for management review.

The role requires 5–8 years of experience in Commercial Credit Risk, knowledge of financial statement analysis, and excellent communication with sales teams and customers. You will navigate complex credit decisions, recommend risk mitigation strategies, and help ensure