Senior Commercial Credit Lead - Hybrid + ESOP

Columbia Bank; New York (NY); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

ESOP

Medical, Dental, Vision and Rx

Paid Time Off

Paid Sick Time

Bank Holidays

401k plan

Job summary

Columbia Bank is seeking a Sr. Commercial Credit Analyst II in Brooklyn, NY. The role conducts complex credit investigations, analyzes commercial loan data, and prepares memos for loan committees to support sound lending decisions.

You will mentor credit analysts, assist loan officers on structuring transactions, and perform annual file reviews. The position follows a hybrid schedule with in-office and remote work options.

Qualifications

• A Bachelor's degree in Business Administration, Accounting, Finance, or related field required.
• Minimum of 7 years experience as a Senior Commercial Credit Analyst.
• Current or prior lending authority required.
• Working knowledge of commercial loan products, policies, procedures and federal regulations.
• Strong aptitude for figures and accuracy; analytical and problem-solving skills.
• Proficiency in financial analysis and accounting concepts; MS Office and credit analysis software.
• Ability to work independently and manage multiple assignments; strong organizational skills.
• Excellent written and verbal communication skills; integrity and work ethic.

Responsibilities

• Develops and analyzes credit information for lending decisions on new, renewal, or extension loans.
• Reviews all pertinent credit and financial information; prepares credit analysis memorandums.
• Guides credit analysts and assists loan officers in structuring complex transactions.
• Performs annual credit file reviews and portfolio maintenance.
• Supervises and trains credit analysts; participates in team development.

Skills

Financial analysis

Credit underwriting

Analytical skills

Communication

Education

Bachelor's degree in Business Administration/Finance

Tools

Excel

MS Office

Core banking systems

General ledger systems

Job description

Columbia Bank is seeking a Sr. Commercial Credit Analyst II in Brooklyn, NY. The role conducts complex credit investigations, analyzes commercial loan data, and prepares memos for loan committees to support sound lending decisions.

You will mentor credit analysts, assist loan officers on structuring transactions, and perform annual file reviews. The position follows a hybrid schedule with in-office and remote work options.