Senior Commercial Appraiser

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 90,000 - 150,000; Full time

Job summary

Western Alliance Bank is seeking a Senior Commercial Appraiser to support and administer the commercial appraisal process. You will review appraisals submitted to the bank's Appraisal Department and oversee engagement of fee appraisers, ensuring compliance with FIRREA, USPAP, and bank policies.

Travel up to 50% may be required. The role collaborates with lending and credit teams to provide guidance and high-quality service while maintaining strict regulatory standards.

Qualifications

• 6+ years of related experience in Commercial Appraisal and environmental due diligence.
• High school diploma required; Bachelor's degree in related field preferred.
• Intermediate to advanced knowledge of general banking operations and regulatory obligations.
• Intermediate to advanced experience in lending activities related to appraisal of complex properties.
• Advanced speaking and writing communication skills.
• Certified General Real Estate Appraiser required.
• May require up to 50% travel.

Responsibilities

• Support and administer the commercial appraisal process.
• Review appraisals submitted to the bank's Appraisal Department and review requests from lines of business.
• Engage fee appraisers and interact with lending and credit teams, providing guidance and high level customer service.
• Ensure compliance with state and federal regulatory guidelines and bank policies.
• Assist with development of internal appraisal policy and regulatory compliance processes.

Skills

Communication skills

Regulatory compliance

Lending knowledge

Education

High school diploma

Bachelor’s degree in related field

Job description

Job Title:

Senior Commercial Appraiser

Location:

CityScape

What you'll do:

As a Senior Commercial Appraiser you'll support and administer the commercial appraisal process. You'll review appraisals submitted to the bank's Appraisal Department, and periodically review and administer appraisal requests received from the different lines of business, selection and engagement of fee appraisers. One of your key responsibilities is to interact closely within the department, lending team, credit team, and other personnel, providing guidance and a high level of customer service, while ensuring strict compliance with state and federal regulatory guidelines and bank policies.

• Responsible for supporting the Chief Appraisal Officer in reviewing appraisals submitted to the bank's Appraisal Department, focusing on regulatory (USPAP / FIRREA, etc.) compliance, value and marketability reasonability, dependent upon market influencing factors and property complexity. Review document and work file preparation must meet or exceed regulatory and department requirements.
• Ensure all file materials including review document; review notes; additional data collected; email exchanges between reviewer and appraiser and consultant; are saved in the appropriate department repository.
• Adherence to company and regulatory policies, regulations and compliance framework, and elevate concerns and questions when appropriate. Participate in ongoing functionality enhancements to the department operating platform.
• May periodically be required to review and administer appraisal requests, compose property description and scope of work narrative, and select engage fee appraisers. Additionally, may assist with formulation of internal appraisal policy and regulatory compliance processes, procedures, guidelines through knowledge and thorough understanding of internal policies, FIRREA, Interagency Guidelines, and USPAP.

What you'll need:

• 6+ years of related experience in Commercial Appraisal and environmental due diligence processes or similar field.
• High school diploma required; Bachelor's degree in related field preferred.
• Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Intermediate to advanced experience, knowledge and training in all lending activities related to the appraisal of complex properties and interests.
• Advanced speaking and writing communication skills.
• Certified General Real Estate Appraiser required.
• May require up to 50% travel.

Benefits you'll love:

We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [e-mail] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation