Senior Closer, FHA Lending

Berkadia; Chevy Chase (MD); Vor Ort; USD 110.000 - 150.000; Vollzeit

Benefits dieser Stelle

Volunteer hours & donation matching

Employee Resource Groups

Fertility & family planning

Parental leave (12 weeks)

Mental health care

Tuition reimbursement

Pet insurance discounts

Zusammenfassung

Berkadia seeks a Senior Closer, FHA Lending to manage a high-volume portfolio of FHA loan closings and fundings, including MAP/LEAN HUD programs. You’ll coordinate with escrow, title, and HUD, ensuring compliance and timely delivery while serving as Berkadia's representative to clients.

In this role you will mentor US- and India-based analysts, identify risks, train teammates, and leverage technology to improve efficiency and accuracy across the closing lifecycle.

Qualifikationen

• 5-7 years in HUD loan experience.
• Excellent math and calculations.
• Strong organizational skills with attention to detail.
• Excellent verbal and written communication skills.
• Advanced proficiency in Microsoft Office Suite.
• Ability to work independently and as part of a team.
• Strong interpersonal skills and relationship management.
• Ability to identify issues, assess risk, and drive resolution.

Aufgaben

• Manage the FHA Closing process from submission through rate lock, closing, and delivery phases for a portfolio of loans.
• Lead weekly/bi-weekly closing calls with counsel and stakeholders to address checklist items and HUD requirements.
• Identify, elevate, and resolve risks to protect client, HUD, investors, Berkadia.
• Build and maintain relationships with borrower, deal team, outside counsel, HUD, GNMA.
• Drive results using cross-functional coordination and technology to improve efficiency.
• Mentor US- and India-based analysts in HUD closing operations.

Kenntnisse

HUD loan experience

Math & calculations

Organizational skills

Verbal & written communication

MS Office proficiency

Team collaboration

Risk identification

Mentoring/train others

Relationship management

Process improvement

Tools

OmniView

Jobbeschreibung

Be Part of the Next. Be Berkadia.

Berkadia is built on deep expertise, strong relationships, and a commitment to excellence across the commercial real estate industry. What sets us apart is our people. As a values-driven organization, we foster a culture where collaboration thrives, growth is encouraged, and employees are empowered to make an impact. Together, our people strengthen our business and help shape the future of Berkadia. Are you ready to be part of the next? Discover your next opportunity at Berkadia.

Be Part of the Next. Be Berkadia.

The Senior Closer, FHA Lending is responsible for managing a high volume of permanent and construction mortgage loan closings and fundings across all HUD loan types, inclusive of MAP and LEAN HUD programs and with varying levels of affordability components such as LIHTC. The Senior Closer independently coordinates, monitors, and resolves pre-closing, closing, and post-closing matters, including reviewing mortgage loan documents, coordinating with escrow and title companies, validating insurance requirements, and overall serving as Berkadia's representative to HUD and our clients throughout the closing process. As a key relationship manager throughout the transaction lifecycle, the Senior Closer builds and maintains strong partnerships with borrowers, internal deal teams, outside counsel, HUD counterparts, and GNMA, including attending industry conferences and in person training. This position proactively identifies risks and resolves issues while protecting the interests of clients, HUD, investors, and Berkadia. The Senior Closer leverages AI and other technology solutions to improve efficiency, enhance accuracy, streamline workflows, and support the team’s ability to scale production. The role also supports Berkadia's objective of gaining market share within the FHA lending industry through exceptional execution, responsiveness, operational excellence, and relationship-driven service. Additionally, the Senior Closer trains, supports, and champions U.S.-based and India-based analysts in all HUD closing functions, promoting consistent processes, technical proficiency, quality control, and effective collaboration across teams.

Responsibilities

• Manage the FHA Closing process from the submission of the commitment through the rate lock, closing, and delivery phases for a portfolio of loans, meeting requirements and timeframes for optimal executions.
• Lead weekly or bi‑weekly closing calls with assigned counsel and other transaction stakeholders to proactively identify and resolve outstanding checklist items, closing issues, and HUD requirements.
• Identify, elevate, and resolve risks throughout the transaction process to protect the client, HUD, investors, and Berkadia's best interests.
• Manage, build, and maintain productive relationships with the borrower, deal team, outside counsel, HUD, and GNMA to facilitate timely and accurate closings.
• Drive results through effective use of available resources, cross‑functional coordination, and technology solutions to enhance execution and process efficiency.
• Assist to train, mentor, and champion U.S. and India analysts in all HUD closing capacities, supporting strong execution, consistency, and knowledge sharing across the platform.
• Review rate lock documentation to ensure accuracy and compliance and verify receipt and disbursement of all fees according to commitment terms or investor guidelines.
• Review insurance requirements and coordinate insurance reviews.
• Set up loan funding calculations and prepare account documents, including Escrow Analysis, Property Taxes and Insurance, Reconciliation Sheet, and Servicing Memorandum; ensure accuracy of all related accounting entries and resolve closing figures with the title company and Mortgage Banker.
• Prepare and coordinate the review of closing statements, draws, and cost certifications with borrowers, underwriters, mortgage bankers, title companies, and HUD.
• Request HUD payments using pay.gov.
• Prepare and submit wire requests for loan funding along with applicable supporting documentation.
• Balance good faith reconciliation statements in accordance with corporate guidelines.
• Record loan and closing information in OmniView, the company’s loan system of record.
• Prepare the closing file for delivery to the New Loan Boarding team, warehouse provider (if applicable), and the Investor or document custodian.
• Track the delivery of loan documents to the custodian and follow up on the receipt of recorded documents.
• Attend and participate in industry conferences
• Collaborate with the Vice President – Senior Closer and Team Leader, FHA Lending, and the Senior Closer and Team Leader, FHA Lending, Closing Manager‑HUD and Managing Director‑Closing on process improvement activities.
• Mentor and assist training the team.
• Other duties as assigned.

Preferred Qualifications

• 5-7 years in adjacent role with HUD loan experience
• Proficiency in math and calculations.
• Strong organizational skills with attention to detail.
• Excellent verbal and written communication skills.
• Advanced proficiency in Microsoft Office Suite.
• Ability to work independently and as part of a team.
• Strong interpersonal skills, with confidence in communicating with internal and external team members.
• Demonstrated ability to manage multiple relationships and priorities in a deadline‑driven environment.
• Ability to identify issues proactively, assess risk, and drive timely resolution.Ability to leverage systems and technology solutions to improve process efficiency and execution.
• Experience training, mentoring, or guiding team members is preferred.

We believe People Matter, so we offer benefits that go beyond:

• Monthly paid volunteer hours and donation matching to benefit our communities
• Employee Resource Groups that help you grow with us
• Fertility and family planning services
• Up to 12‑weeks of fully paid parental leave
• Mental health care, including free counseling sessions:
• We'll help you fund your learning journey with generous tuition reimbursement
• Pet insurance discounts
• And more!

Be Your Best Self. Be Berkadia.

Berkadia, as an equal opportunity employer, celebrates our employees' unique differences, which we believe drives personal and company‑wide innovation and creates a people‑first culture where your career can take the long view. To achieve these goals, we are committed to the inclusion of all qualified individuals, without regard to race, religion, age, color, national origin, gender, sexual orientation, gender identity or expression, marital status, domestic partner status, military and veteran status, disability, pregnancy, parental status, genetic information, political affiliation, or any other status protected by federal, state and local laws. In keeping with our commitment, Berkadia takes the necessarysteps to provide a workplace free from harassment, discrimination, and unlawful retaliation, as well as access and reasonable accommodations for individuals with disabilities and sincerely held religious beliefs. If you require a reasonable accommodation to take part in the interview process, please contact [e-mail]. You have rights under federal, state and local employment laws. No question in this Application is intended to elicit information in violation of any such law, nor will any information obtained in response to any question be used in violation of any such law. If you apply for this role, you are acknowledgingBerkadia's Application PolicyandBerkadia's Privacy Policy. Please click the following links for more information about:EEOC,Employee Rights under the FMLA,EPPA.