Senior Bankruptcy Specialist

Pennymac; Carrollton (TX); Vor Ort; USD 50.000 - 75.000; Vollzeit

Benefits dieser Stelle

Medical, Dental, Vision

Paid Time Off

Wellness Programs

401k match

Tuition reimbursement

Philanthropy & volunteer programs

Bonus opportunities

Zusammenfassung

Pennymac in Texas seeks a Senior Bankruptcy Specialist to lead complex cases, navigate federal/state rules, and mitigate risk across portfolios. You will mentor Bankruptcy Specialists, collaborate with legal counsel, and drive process improvements to strengthen operations and compliance.

The role requires a bachelor’s degree, 5–7 years of bankruptcy or senior default servicing experience, and strong communication, analytical, and leadership skills. Office-based role with potential hybrid options.

Qualifikationen

• Bachelor's degree required or related professional certifications preferred.
• 5–7 years of progressive bankruptcy or senior default servicing experience.
• Strong knowledge of federal, state, and investor bankruptcy rules and procedures.
• Excellent written and verbal communication with leadership and external partners.

Aufgaben

• Advise on complex bankruptcy cases, including high exposure and litigation partnerships.
• Apply data-driven methods to optimize outcomes and minimize losses.
• Develop and refine bankruptcy policies, workflows, and procedures.
• Engage with external counsel and vendors to achieve favorable resolutions.
• Ensure compliance with federal, state, and investor requirements and support audits.
• Provide management reporting and actionable insights to leadership.
• Mentor Bankruptcy Specialists at I, II and III levels.

Kenntnisse

Strong communication

Analytical thinking

Leadership & mentoring

Autonomy

Ausbildung

Bachelor's degree in Business, Finance, Real Estate, Law or related field

Jobbeschreibung

PENNYMAC

Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

A Typical Day

As a Senior Bankruptcy Specialist, you will be an authority on bankruptcy processes, expertly navigating and resolving the most intricate and high-stakes cases. In this role, you will lead by example in executing complex tasks, contribute to establishing best practices, and serve as a vital resource for both your peers and departmental leadership on matters related to bankruptcy, risk, and compliance. Your expertise as a Senior Bankruptcy Specialist will be instrumental in optimizing our daily operations and safeguarding our assets.

The Senior Bankruptcy Specialist will:

• Advanced Case Management: Expertly manage a portfolio of the organization's most complex and sensitive bankruptcy cases, including those in partnership with litigation, and high financial exposure
• Apply innovative, data-driven approaches to optimize case outcomes and minimize losses
• Process Excellence & Contribution: Actively contribute to the development and refinement of bankruptcy policies, procedures, and workflows. Identify and propose process improvements and efficiency initiatives that enhance operational scalability and reduce risk
• Strategic Stakeholder Engagement: Cultivate and manage effective relationships with external partners, including legal counsel and key vendors. Represent the organization in high-level discussions and negotiations, leveraging your expertise to achieve favorable resolutions
• In-Depth Compliance & Risk Mitigation: Serve as a subject matter expert on federal, state, and investor compliance requirements. Proactively identify and analyze emerging risks within your portfolio, developing and implementing robust mitigation strategies. Assist in preparing for internal and external audits related to bankruptcy operations
• Management Reporting: Serve as support to management oversight and reporting of complex matters and insightful data, providing recommendations to leadership to maximize efficiency and workqueue performance
• Mentorship & Skill Development: Directly mentor and guide Bankruptcy Specialists at all levels (I, II, and III), fostering a culture of continuous learning and high performance. Share your expertise to help colleagues enhance their skills and navigate complex cases
• Key Project Participation: Play a leading role in strategic projects and initiatives that span legal, operations, finance, and technology teams, aimed at enhancing bankruptcy management, system capabilities, and regulatory adherence
• Industry Knowledge Application: Stay abreast of evolving industry trends, regulatory changes, and best practices. Apply this knowledge to your daily work and contribute insights to the team

What You’ll Bring

• Bachelor's degree in Business, Finance, Real Estate, Law, or a related field or relevant professional certifications (e.g., in Mortgage Banking, Real Estate Law) highly preferred
• A minimum of 5 -7 years of progressive experience as a Bankruptcy Specialist or in a directly related senior default servicing role, with a demonstrated history of successfully managing complex, high-impact cases
• Exceptional and unparalleled expertise in federal, state, and investor bankruptcy rules, regulations, and legal procedures, including an in-depth understanding of judicial and non-judicial processes across multiple jurisdictions
• Proven track record of success in expertly managing complex, high-value bankruptcy cases, with a clear ability to resolve challenges and achieve superior outcomes
• Strong written and verbal communication skills, capable of clearly articulating concepts to diverse audiences, including senior leadership, legal counsel, and external partners
• Proficient analytical, critical thinking, and strategic problem-solving abilities, with a capacity to foresee challenges and develop proactive, innovative solutions
• Unwavering attention to detail and an absolute commitment to ensuring the highest levels of accuracy, compliance, and ethical conduct
• Demonstrated ability to operate with significant autonomy, lead multiple high-priority initiatives simultaneously, and consistently deliver exceptional results under pressure
• Proven experience in mentoring and developing colleagues, fostering a collaborative, results-driven work environment

Why You Should Join

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do.

Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home:

Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long‑term success and retirement, Pennymac's benefits have you covered. Some key benefits include:

• Comprehensive Medical, Dental, and Vision
• Paid Time Off Programs including vacation, holidays, illness, and parental leave
• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
• Retirement benefits, life insurance, 401k match, and tuition reimbursement
• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
• We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities.

To learn more about our benefits visit:

https://pennymacnews.page.link/benefits

For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role
• Mid-range - Experience and skills align with proficiency in the role
• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance‑based compensation and/or stock‑based incentives awarded to employees based on company and individual performance.

Salary

$50,000 - $75,000

Work Model

OFFICE