Senior Backend Engineer - Risk & AI for Fintech

Clara; EE. UU.; A distancia; USD 160.000 - 230.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Stock options (ESOP)

Learning budget

Accelerated development paths

English as working language; Spanish/7

Descripción de la vacante

Clara is the leading platform in Latin America for executing and managing payment operations. We are seeking a Senior Backend Engineer to lead risk-related services, owning the risk decisioning infrastructure and integration with data providers.

You will architect scalable systems, collaborate with Product/Data/Fraud/Compliance, and apply AI tools to accelerate development. Join a fast-moving team delivering reliable credit decisions across markets.

Formación

• 5+ years of backend development experience.
• Solid foundation in Java and Spring Boot with ability to leverage AI tools to improve code quality.
• Strong understanding of microservices and event-driven systems using Kafka.
• Familiarity with cloud platforms, preferably AWS, and modern dev tooling.
• English proficiency and ability to lead technical discussions across geographies.
• High autonomy, proactivity, and ownership mindset.
• Active interest in applying AI to software engineering at Clara.
• Experience building credit risk, underwriting, or fraud prevention systems in fintech is a strong plus.

Responsabilidades

• Design and build services for credit risk assessment, limit management, and fraud prevention with fast, traceable decisions.
• Own integrations with credit bureaus and external data providers via clean internal APIs.
• Develop event-driven data flows handling high volumes of risk signals from ingestion to decisioning.
• Collaborate across the full product lifecycle from ideation to deployment.
• Maintain and evolve microservices within a modern architecture.
• Elevate the team through code reviews, pairing, and knowledge sharing.
• Drive cross-team problem solving and architectural discussions.
• Apply AI to ship faster and improve team productivity.

Conocimientos

Backend development

Java

Spring Boot

Microservices

Kafka

AWS

AI tools usage

English communication

Fintech risk/fraud

Herramientas

Kafka

AWS

Descripción del empleo

Clara is the leading platform in Latin America for executing and managing payment operations. We are seeking a Senior Backend Engineer to lead risk-related services, owning the risk decisioning infrastructure and integration with data providers.

You will architect scalable systems, collaborate with Product/Data/Fraud/Compliance, and apply AI tools to accelerate development. Join a fast-moving team delivering reliable credit decisions across markets.