Senior Associate, Pricing Strategy and Analytics

Aumni; Wilmington (DE); On-site; USD 90,000 - 120,000; Full time

Job summary

Chase is seeking a Senior Associate in Card Pricing to analyze consumer APR pricing strategies and drive actionable recommendations. You will work with Finance, Risk, and Product to quantify benefits and optimize pricing across acquisitions and portfolios.

The role emphasizes rigorous analytics, predictive approaches, and leadership of junior team members within the Card Pricing group.

Qualifications

• 3+ years of experience in business or quantitative analytics.
• Bachelor's degree or higher, preferably in a quantitative discipline.
• Sustained practical experience with at least one query language (e.g. SQL, SAS).

Responsibilities

• Help create the next wave of opportunities for Consumer pricing and optimize acquisitions and portfolios.
• Conduct statistical analysis of pricing tests and propose new testing frameworks for acquisition strategies and APRs.
• Quantify overlap of pricing processes and build predictive lifecycle analytics to understand customer behavior.
• Identify pricing elasticity areas within the existing customer base to refine pricing strategies.
• Partner with Finance, Risk, and Product to quantify the benefit of initiatives.
• Lead by example and mentor junior team members.

Skills

Microsoft Office

Prioritization

Pricing analytics

Education

Bachelor's degree or higher (quantitative)

Tools

SQL

SAS

Job description

As a Senior Associate in Card Pricing, you will be responsible for conducting extensive analysis of existing and proposed pricing strategies to drive actionable recommendations for Consumer APR pricing.

Job responsibilities:

• Help us create the next wave of opportunities for Consumer pricing, driving optimization in both our new acquisitions and existing portfolios
• Conduct statistical analysis of past pricing tests and propose new testing frameworks to sharpen our acquisition strategies and APRs
• Quantify the impact of overlap of multiple Pricing processes (e.g. CIT, behavioral pricing, Six Month Review) and build predictive lifecycle analytics to understand lifetime customer behavior
• Identify areas of pricing elasticity within the existing customer base to refine our ongoing pricing strategies for existing customers
• Partner closely with Finance, Risk, and Product to quantify the benefit of our initiatives
• Lead by example, fostering the analytical development of more junior members of the team

Required qualifications, capabilities, and skills:

• 3+ years of experience in business or quantitative analytics with a demonstrated track record of solving difficult problems.
• Bachelor's degree or higher, preferably, but not obligatorily, in a quantitative discipline.
• Sustained practical experience with at least one query language (e.g. SQL, SAS).
• Fluency with the Microsoft Office suite.
• Ability to manage multiple priorities and projects without sacrificing quality or attention to detail.

Preferred qualifications, capabilities, and skills:

• Detail-oriented approach to work, with demonstrated pride and ownership in individual projects.
• Understanding of the key drivers within Card profit and loss.
• Statistical proficiency and comfort with predictive/projective analysis, including sensitivities and ability to produce strong analytics in the absence of a strict A/B test.
• Excellent written and verbal communication.

Applicants must be authorized to work for any employer in the US. We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. Final job grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance, so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hire

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.

This is a quantitative Senior Associate role within Card Pricing, focusing on Consumer analytics, design, and strategy.