Senior Associate, Data Scientist - Recommendation & Personalization Systems

Capital One National Association; Northern, New York (KY, NY); Hybrid; USD 135,000 - 170,000; Full time

Job summary

Capital One is seeking a Senior Associate, Data Scientist to advance personalized recommendations at scale. You will work with a cross-functional team to design and productionize ML models that operate on billions of customer interactions.

The role emphasizes open-source languages (Python/Scala/R), cloud platforms (AWS), and tools like Spark and H2O, with a focus on translating complex analytics into business impact and customer value.

Qualifications

• Bachelor's degree in statistics, economics, operations research, analytics, mathematics, computer science, or related field with 2 years of data analytics experience
• Master's degree in a quantitative field or MBA with a quantitative concentration
• 2+ years of experience with Python, Scala, or R and 2+ years of experience with SQL and ML

Responsibilities

• Partner with cross-functional teams of data scientists, software engineers, and product managers to deliver a product customers love
• Leverage a broad stack of technologies - Python, Conda, AWS, Spark, and more - to reveal insights from large data sets
• Build machine learning models through all stages from design to training, evaluation, validation, and deployment
• Translate the complexity of work into tangible business goals for stakeholders

Skills

Python

Scala

R

SQL

Education

Bachelor's degree in a quantitative field

Master's degree in a quantitative field or MBA with quantitative concentration

Tools

AWS

Spark

H2O

Conda

Job description

Senior Associate, Data Scientist - Recommendation & Personalization Systems

Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.

As a Data Scientist at Capital One, you’ll be part of a team that’s leading the next wave of disruption at a whole new scale, using the latest in computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.

Team Description

Join an elite Applied AI team within AI Foundations, operating at the intersection of deep research and massive real-world impact. We are pioneering the next generation of personalized customer experiences across Capital One's web and mobile applications, leveraging our high-scale ML models. Our core mission involves architecting and deploying cutting-edge personalized recommendation engines. This is powered by original research into homegrown Foundation Models, advanced Reinforcement Learning techniques, and a state-of-the-art scalable architecture built for billions of interactions. Our research agenda is at the forefront of the field, actively focusing on areas such as Causal Inference, Transformer-based architectures, and sophisticated Recommender Systems.

In this role, you will

• Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
• Leverage a broad stack of technologies - Python, Conda, AWS, H2O, Spark, and more - to reveal the insights hidden within huge volumes of numeric and textual data
• Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
• Flex your interpersonal skills to translate the complexity of your work into tangible business goals

The Ideal Candidate

• Customer first. You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it’s about making the right decision for our customers.
• Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them.
• Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing data science solutions using open-source tools and cloud computing platforms.
• A data guru. “Big data” doesn’t faze you. You have the skills to retrieve, combine, and analyze data from a variety of sources and structures. You know understanding the data is often the key to great data science.

Basic Qualifications

• Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
  • A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 2 years of experience performing data analytics
  • A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration

Preferred Qualifications

• Master’s Degree in “STEM” field (Science, Technology, Engineering, or Mathematics), or PhD in “STEM” field (Science, Technology, Engineering, or Mathematics)
• Experience working with AWS
• At least 2 years of experience in Python, Scala, or R
• At least 2 years of experience with machine learning
• At least 2 years of experience with SQL

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $135,600 - $154,800 for Sr Assoc, Data Science

New York, NY: $148,000 - $168,900 for Sr Assoc, Data Science

San Jose, CA: $148,000 - $168,900 for Sr Assoc, Data Science

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.