Senior Associate - Credit Portfolio Management

Atlantic Union Bank; Reston (VA); On-site; USD 120,000 - 180,000; Full time

Job summary

Atlantic Union Bank is seeking a senior professional to manage wholesale credit risk, overseeing credit analysis, underwriting, approval, and portfolio monitoring to ensure alignment with risk policies and regulatory expectations. The role requires collaboration with risk, finance, and business teams to maintain risk-adjusted performance and compliance.

The ideal candidate will bring extensive experience in credit portfolio management and ability to translate complex risk data into strategic

Qualifications

• Bachelor's Degree is required; equivalent combination of education and experience may be considered.
• Typically requires 5-6+ years prior experience with in-depth knowledge of credit risk management or a related field.

Skills

Credit risk management

Education

Bachelor's Degree

Job description

Wholesale Credit Risk Management manages the credit risk lifecycle for wholesale banking clients, including credit analysis, underwriting, approval, portfolio monitoring, risk rating, and problem credit management. Ensures lending activities align with established risk policies, regulatory expectations, and strategic business objectives.

Career Specialization Definition

Credit Portfolio Management is responsible for monitoring, evaluating, and managing the performance, risk, profitability, and composition of credit portfolios. Activities may include portfolio analytics, risk assessments, concentration management, strategic planning, and credit performance reporting. Other duties as assigned.

Career Level Definition

Applies advanced knowledge of a job area typically obtained through advanced education and work experience. Responsibilities typically include:

• Managing projects / processes, working independently with limited supervision.
• Coaching and reviewing the work of lower level professionals.
• Problems faced are difficult and sometimes complex.

Knowledge & Experience

• Bachelor's Degree required; equivalent combination of education and experience may be considered
• Typically requires 5 - 6+ years prior experience, with in-depth knowledge of job area

Compensation offered will be based on a variety of factors, including but not limited to education, work experience, skills, certifications, and geographic location, etc.

Eligible teammates may participate in a comprehensive benefits package that includes medical, dental, vision, life insurance, disability coverage, paid time off, retirement savings through a 401(k) plan, wellness resources, and other programs designed to support teammates' health and financial well-being, subject to plan terms and eligibility requirements. In addition, certain positions may be eligible for incentive compensation, bonuses, or other variable compensation, subject to applicable plans and performance criteria. General information on our comprehensive benefits package can be found by visiting Employee Benefits | Banking Career Benefits | Atlantic Union Bank