Senior Associate Credit

Castellan Real Estate Partners; United States; Remote; USD 80,000 - 120,000; Full time

Job summary

A financial institution is looking for an experienced credit analyst to work remotely while aligning with US Eastern Standard Time. The ideal candidate has a master's degree in finance, 3-7 years of relevant experience, and strong analytical and writing skills. Responsibilities include drafting credit memos, analyzing loan term sheets, and collaborating with the lending team to ensure efficient deal execution.

Qualifications

• Master’s degree in Finance (preferred).
• 3–7 years of experience in credit analysis / underwriting with financial institutions, lenders, or investment managers.
• Strong analytical and problem‑solving skills with a solid foundation in credit fundamentals.
• Excellent writing skills with the ability to prepare professional reports and memos.
• Proficiency in Microsoft Excel and financial analysis tools.
• Exposure to real estate debt is highly preferred.
• Strong financial modeling skills.
• Ability to work independently while collaborating effectively with global teams.

Responsibilities

• Draft clear, accurate, and comprehensive credit memos for transactions.
• Prepare, review, and analyze loan term sheets.
• Conduct detailed financial and credit analysis to support underwriting decisions.
• Identify and assess risks, while providing actionable recommendations for risk mitigation.
• Collaborate with the US lending team to ensure timely and efficient deal execution.
• Manage multiple transactions simultaneously with strong attention to detail.

Job description

Key Responsibilities

• Draft clear, accurate, and comprehensive credit memos for transactions.
• Prepare, review, and analyze loan term sheets.
• Conduct detailed financial and credit analysis to support underwriting decisions.
• Identify and assess risks, while providing actionable recommendations for risk mitigation.
• Collaborate with the US lending team to ensure timely and efficient deal execution.
• Manage multiple transactions simultaneously with strong attention to detail.

Qualifications & Skills

• Master’s degree in Finance (preferred).
• 3–7 years of experience in credit analysis / underwriting with financial institutions, lenders, or investment managers.
• Strong analytical and problem‑solving skills with a solid foundation in credit fundamentals.
• Excellent writing skills with the ability to prepare professional reports and memos.
• Proficiency in Microsoft Excel and financial analysis tools.
• Exposure to real estate debt is highly preferred.
• Strong financial modeling skills.
• Ability to work independently while collaborating effectively with global teams.

Additional Details

• Work Environment: Fully remote (India-based).
• Work Schedule: Must align with US Eastern Standard Time (EST) working hours.