Senior Analyst - Portfolio Growth Credit Strategy

Barclays; Wilmington (DE); On-site; USD 100,000 - 150,000; Full time

Job summary

Barclays in Wilmington, DE seeks a Senior Analyst - Portfolio Growth Credit Strategy to shape pricing analytics for its credit card business. You will extract valuable insights from large data sets, build decision models, and present actionable recommendations to stakeholders.

You will design and maintain data pipelines, apply statistical and machine learning techniques, and collaborate with cross-functional teams to identify opportunities to grow portfolio profitability while strengthening

Qualifications

• Experience extracting insights from complex data sets and building robust decision models.
• Ability to present actionable recommendations to stakeholders across departments.
• In-depth knowledge of pricing options and analytics in credit card pricing.

Responsibilities

• Identify, collect, and extract data from diverse sources (internal and external).
• Clean, wrangle, and transform data to ensure quality for analysis.
• Develop and maintain efficient data pipelines for automated data acquisition and processing.
• Design and conduct statistical and machine learning models to analyze patterns and relationships.
• Develop and implement predictive models to forecast outcomes and identify risks and opportunities.
• Collaborate with business stakeholders to extract value from data through Data Science.

Skills

Pricing analytics

Data storytelling

Decision modeling

Stakeholder communication

Credit card analytics

Pricing options

Tools

SQL

Python (Pandas)

Machine Learning

Job description

We are seeking a highly motivated and experienced professional to join our team as a Senior Analyst - Portfolio Growth Credit Strategy. We’re looking for someone with considerable experience in pricing analytics and that has extensive experience in the credit card industry.

To be successful as a Senior Analyst - Portfolio Growth Credit Strategy, you should have experience with:

• Extracting meaningful insights from complex data sets , developing robust decision models.
• Presenting actionable recommendations to stakeholders across the departments.
• In-depth knowledge of pricing options and analytics including familiarity of pricing fields and settings on supplier data files as well as extensive experience building opportunistic analyses.

Some other highly valued skills may include:

• Extensive experience building business cases and leading analytical projects.
• Translating insights into actionable business strategies.
• Communicating complex findings to senior leadership in a clear, concise manner.

You may be assessed on the key critical skills relevant for success in this role, such as risk and controls, change and transformation, business acumen, strategic thinking, digital and technology, as well as job-specific technical skills.

This role is located in the Wilmington, DE office.

Purpose of the role

To use innovative data analytics and machine learning techniques to extract valuable insights from the bank's data reserves, leveraging these insights to inform strategic decision-making, improve operational efficiency, and drive innovation across the organisation.

Accountabilities

• Identification, collection, extraction of data from various sources, including internal and external sources.
• Performing data cleaning, wrangling, and transformation to ensure its quality and suitability for analysis.
• Development and maintenance of efficient data pipelines for automated data acquisition and processing.
• Design and conduct of statistical and machine learning models to analyse patterns, trends, and relationships in the data.
• Development and implementation of predictive models to forecast future outcomes and identify potential risks and opportunities.
• Collaborate with business stakeholders to seek out opportunities to add value from data through Data Science.

Analyst Expectations

• To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement.
• Requires in-depth technical knowledge and experience in their assigned area of expertise
• Thorough understanding of the underlying principles and concepts within the area of expertise
• They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate.
• Will have an impact on the work of related teams within the area.
• Partner with other functions and business areas.
• Takes responsibility for end results of a team’s operational processing and activities.
• Escalate breaches of policies / procedure appropriately.
• Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.
• Advise and influence decision making within own area of expertise.
• Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your workand areas of responsibility in line with relevant rules, regulation and codes of conduct.
• Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.
• Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Make evaluative judgements based on the analysis of factual information, paying attention to detail.
• Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
• Guide and persuade team members and communicate complex / sensitive information.
• Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.