Senior AML Investigations Analyst (Blockchain)

Circle; San Francisco (CA); On-site; USD 98,000 - 116,000; Full time

Job summary

Circle is a leading internet financial platform company driving open global finance through digital assets, payments, and blockchain infrastructure. The Senior Analyst, AML Investigations, will join the Investigation Operations team to detect fraud, suspicious activity, and financial crime patterns while driving projects to prevent and detect misconduct.

The role requires 4+ years in AML alert review/investigation, strong regulatory knowledge, and experience with blockchain forensics tools.

Qualifications

• 4+ years experience conducting AML alert review, investigation and applicable reporting, strong knowledge of AML regulations.
• Experience writing clear, well-supported SAR/STR narratives and communicating findings to senior stakeholders, law enforcement, or regulators.
• Deep understanding of blockchain ecosystems, VASPs, and evolving global AML/CFT regulations.
• Extensive experience working with blockchain forensic tools (e.g., TRM Labs, Chainalysis, Elliptic).
• Proficiency in Google Suite, Slack and Apple MacOS preferred.
• Familiarity with generative AI models and prompt development.
• Experience applying AI, automation, or ML tools to optimize AML workflows.

Responsibilities

• Investigating complex and escalated investigations, including L2 escalations from AML alerts, enhanced monitoring reviews, and L1 transaction monitoring reviews, and identifying activity which may lead to filing SARs/STRs.
• Owning cases end to end, making and documenting the decision to file or not file, and drafting and filing high-quality SARs/STRs.
• Occasionally working transaction monitoring alerts and identifying trends across all work types.
• Assisting in fulfilling requests from external parties, such as law enforcement and banking partners, and internal policy, legal and Compliance Operations teams.
• Escalating significant risks and findings to the MLRO and compliance leadership, and supporting regulator and audit inquiries.
• Ensuring customers are compliant with laws and regulations to satisfy Circle’s obligations to regulatory authorities.
• Collaborating with policy and compliance data teams to share trends and improve detection models.

Skills

Analytical thinking

Written/Verbal communication

Attention to detail

Under pressure

Team collaboration

Education

Bachelor's degree

Tools

TRM Labs

Chainalysis

Elliptic

Google Suite

Slack

Apple MacOS

SQL

Job description

Circle is a leading internet financial platform company driving open global finance through digital assets, payments, and blockchain infrastructure. The Senior Analyst, AML Investigations, will join the Investigation Operations team to detect fraud, suspicious activity, and financial crime patterns while driving projects to prevent and detect misconduct.

The role requires 4+ years in AML alert review/investigation, strong regulatory knowledge, and experience with blockchain forensics tools.