Senior AML/CFT Compliance Analyst (Remote)

First Citizens Bank; Raleigh, Phoenix (NC, AZ); À distance; USD 70 000 - 100 000; Plein temps

Résumé du poste

First Citizens is seeking a Senior AML/CFT Compliance Analyst for a remote role that supports multiple U.S. markets.

Responsibilities include leading complex investigations and EDD reviews, QA testing AML/CFT controls, and producing comprehensive SARs and risk assessments. The role emphasizes data analysis, trend identification, and enhancing monitoring systems, with the bank providing a competitive benefits package.

Qualifications

• Minimum 2 years' AML/CFT investigations experience
• Strong knowledge of BSA/AML, OFAC and KYC requirements
• Experience with AML/CFT software and data analytics tools

Responsabilités

• Manage investigations and Enhanced Due Diligence (EDD) reviews for higher risk clients
• Develop and conduct testing of AML/CFT policies, procedures and controls
• Prepare SARs and due diligence reports in accordance with federal regulations
• Analyze data sets to identify trends and assist in monitoring tools
• Maintain expert knowledge of AML/CFT regulations and act as SME

Connaissances

AML/CFT regulatory knowledge

Investigative techniques

Data analysis and interpretation

Quality assurance methodologies

Financial crime risk assessment

Formation

Bachelor's Degree

High School Diploma or GED

Outils

AML/CFT software

Data analytics tools

Case management systems

Description du poste

Overview

This is a remote role that may be hired in several markets across the United States.

The Senior AML/CFT Compliance Analyst is responsible for conducting complex investigations, quality assurance reviews, due diligence reviews, and data analysis to ensure compliance with Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) regulations. This role combines investigative skills, quality assurance expertise, and analytical capabilities to identify, assess, and mitigate financial crime risks. The analyst will lead investigations, conduct thorough reviews of client activity, perform comprehensive evaluations of AML/CFT processes, and provide recommendations for enhancing the bank's overall risk mitigation capabilities.

Responsibilities & Qualifications

Duties & Responsibilities:

• Investigations and Enhanced Due Diligence - Manage and investigate complex cases of suspicious financial activity. Conduct thorough Enhanced Due Diligence (EDD) reviews for higher risk clients. Analyze transaction patterns and client profiles to identify potential sanctions violations, money laundering or terrorist financing risks.
• Quality Assurance and Testing - Develop and conduct testing of AML/CFT policies, procedures, and controls. Identify potential issues, exceptions, or patterns within the overall AML/CFT program. Provide independent assessments of AML/CFT programs, policies, and procedures to management.
• Reporting and Documentation - Prepare comprehensive Suspicious Activity Reports (SARs) and due diligence reviews in accordance with federal regulations. Develop detailed investigation reports, case summaries, and risk assessments. Produce quality assurance reports and recommendations for process improvements (add- compile and organize reporting for senior leadership).
• Data Analysis and Trend Identification - Analyze complex data sets to identify trends, patterns, and potential risks. Develop and maintain data analytics tools and dashboards for AML/CFT monitoring. Contribute to the enhancement of transaction monitoring systems, alert scenarios, and sanctions screening tools.
• Regulatory Compliance and Expertise - Maintain expert knowledge of AML/CFT regulations, industry trends, and best practices. Serve as a subject matter expert on AML/CFT issues for less experienced team members. Participate in industry events and stay informed about evolving financial crime typologies.

Position Specific Skills:

• AML/CFT regulatory knowledge
• Investigative techniques
• Data analysis and interpretation
• Quality assurance methodologies
• Financial crime risk assessment

Qualifications:

Minimum Required Education and Experience: Bachelor's Degree and 2 years' experience OR High School Diploma or GED/Equivalent and 6 years' experience in Experience in AML/CFT compliance, investigations, or related field; Strong understanding of BSA/AML regulations, OFAC, and KYC requirements; Experience with AML/CFT software, data analytics tools, and case management systems

Preferred Education:Other

Preferred Area of Study:CAMS certification

Additional Information

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

This job posting is expected to remain active for 3 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.

The base pay for this position is generally between $70,000 and $100,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.