Senior ALM Analyst: Balance Sheet Forecasting & Risk

Truist; Charlotte (NC); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life insurance

Disability insurance

401k plan

Vacation days

Sick days

Job summary

Truist seeks a senior analyst to model the balance sheet with minimal supervision. The role requires deep knowledge of Investments, loans, deposits, long-term debt, and derivatives, plus forecasting net interest income and analyzing sensitivity profiles and duration gaps.

The job involves enhancing QRM models, monitoring risk exposures, and producing reports on income and balance forecasts. Strong collaboration with business units is essential.

Qualifications

• 3+ years in finance, accounting, analytics and reporting, or a BS/BA in Finance, Accounting, Statistics, Economics, Business
• 2+ years in Asset Liability Management or a large financial institution
• Ability to work effectively, independently, and in a team environment

Responsibilities

• Model balance sheet products in QRM and implement improvements
• Analyze risk exposures across interest rate and stress testing environments
• Monitor Investment, loan, deposit, and long-term debt portfolios and understand product attributes
• Contribute to analysis of key assumption sensitivities for these products
• Perform analytical review of products and drivers of interest rate risk
• Collaborate with internal resources to improve data and analyses and support reconciliation efforts
• Produce reports summarizing balance and income forecast sensitivity and interest rate risk metrics
• Work with business units to create, support and document modeling assumptions
• Assist with CCAR modeling and testing as needed

Skills

Financial analytics

ALM

Forecasting

Interest rate risk

Team collaboration

Education

BS/BA in Finance/Accounting

MBA/CFA/CPA designation

Tools

QRM

Hyperion Essbase

MS Excel

Visual Basic (VB)

MS Word/PowerPoint

Job description

Truist seeks a senior analyst to model the balance sheet with minimal supervision. The role requires deep knowledge of Investments, loans, deposits, long-term debt, and derivatives, plus forecasting net interest income and analyzing sensitivity profiles and duration gaps.

The job involves enhancing QRM models, monitoring risk exposures, and producing reports on income and balance forecasts. Strong collaboration with business units is essential.