Senior AI Scientist - Consumer Fraud Risk

Intuit; Mountain View (CA); On-site; USD 180,000 - 244,000; Full time

Job summary

Intuit in Mountain View is seeking a Senior Risk AI Scientist to design and deploy ML models that mitigate credit and fraud risk across consumer money products.

You will collaborate with Risk Policy, Operations, Product, and Engineering to translate business problems into data-driven solutions, own end-to-end model lifecycle, and deliver production-ready risk strategies with measurable impact.

Qualifications

• Advanced degree (MS or higher) in a quantitative field.
• 3+ years of Data Science / ML experience.
• Expertise in ML techniques: deep learning, tree-based models, NLP, time series, clustering, causal analysis.
• Proficiency with TensorFlow, PyTorch.
• Strong ability to understand large datasets and build reusable data pipelines.

Responsibilities

• Design, build, evaluate, monitor, maintain, and defend ML models for credit/fraud risk.
• Collaborate with product, policy, engineering to translate business problems into modeling solutions.
• Lead fraud risk modeling across products, owning model lifecycle and outcomes.
• Contribute to tech strategy and risk roadmap across cross-functional teams.
• Develop scalable ML and data infrastructure to improve speed and reliability of fraud modeling.
• Advance unified data strategy for risk and fraud use cases.
• Research and apply innovative ML and statistical approaches for real-world fraud challenges.

Skills

Python

SQL

ML/DL

Model Deployment

Communication

Teamwork

Education

MS/PhD in CS/DS/Math

Tools

TensorFlow

PyTorch

Job description

Company Overview

Intuit is the global financial technology platform that powers prosperity for the people and communities we serve. With approximately 100 million customers worldwide using products such as TurboTax, Credit Karma, QuickBooks, and Mailchimp, we believe that everyone should have the opportunity to prosper. We never stop working to find new, innovative ways to make that possible.

Job Overview

As part of our commitment to preventing fraud across all consumer lending & banking products, we are expanding our Consumer Risk AI Science team, which utilizes cutting-edge AI/ML technology to mitigate credit/fraud risk while minimizing impact on good customers, providing numerous customers the needed financial solution. As a Senior Risk AI Scientist, you will collaborate with Risk Policy, Operations, Product, Engineering and Compliance teams to design and implement fraud mitigation risk strategies. If you're passionate about solving real customer problems through data science and modeling, we welcome you to join our talented team.

• Are passionate about using advanced AI/ML techniques and evolving technology to create a safe environment for customers
• Love working as part of a team of experienced AI scientists that love research and innovation just as much as they love getting models to production and making an impact
• Are interested in partnering with engineers and Policy analysts to implement your ideas into risk strategy that keep the bad actors away
• Take pride in having end to end ownership of your models - from conception, research & development, deployment, and monitoring

Responsibilities

• Design, build, evaluate, monitor, maintain, and defend machine learning models to predict and prevent various types of credit/fraud risk in consumer money products.
• Collaborate with product, policy, engineering and partners across the org to understand business problems and requirements, and design machine learning modeling solutions to help the Consumer Group business grow.
• Lead fraud risk modeling for evolving consumer money products, owning the full model lifecycle and program-level outcomes.
• Contribute to the technical strategy and decisioning roadmap across cross-functional teams supporting risk for multiple product lines.
• Contribute to the development of scalable ML and data infrastructure to improve speed and reliability of fraud modeling efforts.
• Help shape and implement a unified data strategy to streamline access, storage, and usability for risk and fraud use cases.
• Research and apply innovative machine learning and statistical approaches suitable for dynamic, real-world fraud challenges.

Minimum Basic Requirement

• Advanced Degree (MS and above) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
• 3+ years of experience in Data Science / Machine Learning and related areas
• Experience and deep understanding of a variety of machine learning techniques, including but not limited to, deep learning, tree-based models, reinforcement learning, clustering, time series, causal analysis, and natural language processing
• Proficiency in deep learning ML frameworks such as TensorFlow, PyTorch, etc.
• Ability to quickly develop a deep statistical understanding of large, complex datasets
• Expertise in designing and building efficient and reusable data pipelines and framework for machine learning models
• Authoritative knowledge of Python and SQL
• Strong business problem solving, communication and collaboration skills
• Ambitious, results oriented, hardworking, team player, innovator and creative thinker

Preferred Qualifications

• Relevant work experience in money fraud/credit risk, with deep understanding of money movement products, banking, finance, credit bureau, and fraud detection data
• Experience in graph modeling
• Ph.D. in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline
• Experience with experimentation design and analysis
• Working experience with public cloud platforms (AWS or GCP), Apache airflow, Vertex AI, unsupervised machine learning, anomaly detection, Scala, data-driven strategy design and optimization are all a plus
• Experience in MLOps infrastructure and tooling

Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.

The Expected Base Pay Range For This Position Is

Mountain View $180,000 - $243,500