Senior Accountant at Plaid - IPO Readiness & SOX Growth

Plaid; San Francisco (CA); Sur place; USD 120 000 - 165 000; Plein temps

Avantages offerts par ce poste

Equity compensation

Benefits package

401(k)

Résumé du poste

Plaid Inc. is seeking a Senior Accountant for IPO readiness & SOX Growth within Accounting Operations.

The role centers on accruals, investments, leases, intercompany activity, and cost allocations, with journal entries, reconciliations, and close management until year-end. You will partner with FP&A, Tax, Treasury, Legal, Marketing and external auditors, building scalable processes and controls to support Plaid's growth and public readiness.

Qualifications

• 6+ years of progressive accounting experience, including Big 4 public accounting, with deep US GAAP knowledge.
• Experience at a public company or with IPO readiness.
• Familiarity with SOX compliance and audit-ready workpapers.
• Experience with multi-entity, multi-currency accounting.
• Proficiency with NetSuite, Zip, T&E and close management platforms is a plus.
• Problem solver with a bias for action and collaborative skills.

Responsabilités

• Own month-end, quarter-end, and year-end close for accruals, investments, leases, intercompany activity and cost allocations.
• Prepare and maintain intercompany and consolidation entries across Plaid's entities.
• Partner with FP&A, Tax, Treasury, Legal, Marketing and vendors to ensure spend is accrued and balances are well understood.
• Identify and implement process, automation, and control improvements to shorten the close and support SOX 404 readiness.
• Serve as the primary contact during the annual audit and respond to auditor requests.

Connaissances

SOX 404

Big 4

US GAAP

Public company

IPO readiness

Audit coordination

Cross-functional

Formation

CPA preferred

Outils

NetSuite

Zip

T&E tools

Close management

Description du poste

Senior Accountant at Plaid - IPO Readiness & SOX Growth in Wilmington

This Senior Accountant / Accounting Operations role at Plaid sits at a compelling intersection of high-growth fintech and IPO readiness. Plaid has been on an IPO trajectory, and this role explicitly mentions SOX 404 readiness and public company experience — making it a strong career accelerator for accountants targeting the CFO/Controller path.

Compensation context: No salary range is listed, which is a yellow flag for transparency. Senior accountants with 6+ years and Big 4 background in San Francisco typically earn $120,000–$165,000 base, with equity being a meaningful differentiator at a late-stage startup. Plaid's equity component could add significant value if an IPO occurs.

• SOX 404 internal controls — highly valued at any public or pre-public company
• Multi-entity, multi-currency consolidation accounting (complex and scarce skill)
• Process automation and close optimization in NetSuite and T&E platforms
• Audit management and cross-functional stakeholder engagement

Green flags: Clear ownership of key areas, cross-functional exposure (FP&A, Tax, Treasury, Legal), and a mandate to build scalable processes — this is not a passive "maintain the status quo" role. The mention of expanding responsibilities signals genuine growth potential.

Watch for: Close cycles at pre-IPO companies can be demanding with tight deadlines. The broad scope (accruals, investments, leases, intercompany, cost allocations) for a single contributor suggests lean staffing — be sure to ask about team size and bandwidth in interviews.

We believe that the way people interact with their finances will drastically improve in the next few years. We're dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid's network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.

Role Overview

You will be a key contributor to Accounting Operations and own the accounting for accruals, investments, leases, intercompany activity, and cost allocations. This includes preparing and reviewing journal entries, reconciling accounts, analyzing balances and trends, and ensuring these areas are complete and accurate each month, quarter, and year-end. You will be the point of contact for your areas during the close and the annual audit. Over time, your responsibilities may expand into other areas of the close as the business and team grow.

You will also help build scalable, efficient processes that support Plaid's growth and public readiness. This includes documenting and strengthening controls in your areas, shortening the close, improving the quality and consistency of supporting documentation, and identifying opportunities to automate manual work. You will partner with the broader Accounting team, FP&A, Strategic Finance, Tax, Treasury, Legal, Marketing, and external auditors along the way.

Responsibilities

• Own the month-end, quarter-end, and year-end close for accruals, investments, leases, intercompany activity and cost allocations, including journal entries, account reconciliations, and variance analysis.
• Prepare and maintain intercompany and consolidation entries across Plaid's entities, including cost-plus arrangements and FX revaluation and elimination.
• Partner with FP&A, Strategic Finance, Tax, Treasury, Legal, Marketing, and vendors to ensure spend is accrued completely and accurately and that balances are well understood.
• Identify and implement process, automation, and control improvements in your areas to shorten the close and support SOX 404 readiness.
• Serve as the primary contact for your areas during the annual audit, preparing support and responding to auditor requests.

Qualifications

• 6+ years of progressive accounting experience, including Big 4 public accounting, with a deep understanding of US GAAP; CPA preferred.
• Experience at a public company or with IPO readiness.
• Familiarity with SOX compliance and the ability to produce audit-ready workpapers.
• Experience with multi-entity, multi-currency accounting.
• Proficiency with NetSuite, Zip, T&E and close management platforms is a plus.
• Problem solver and first-principles thinker with a bias for action, creativity, and a willingness to challenge conventional approaches.
• Curious, fast learner with a growth mindset who thrives in fast-paced, ambiguous environments.
• Hands-on, can-do attitude, willing to roll up their sleeves, dive into details, and own execution.
• Proven change agent with a track record of improving processes, leveraging technology, and scaling operations.
• Strong communicator and collaborator who can effectively engage technical and non-technical stakeholders.

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at [e-mail].

Please review our Candidate Privacy Notice here.

• Additional compensation in the form(s) of equity and/or commission are dependent on the position offered.
• Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k).
• Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location.
• Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

Is this accounting role at Plaid remote or in-office? The posting does not specify fully remote work. Plaid has offices in San Francisco, New York, Seattle, Washington D.C., and Raleigh, and the role's close cycle and audit responsibilities suggest in-person or hybrid arrangements are expected. What level of experience is required for this role? Plaid requires 6+ years of progressive accounting experience, including Big 4 public accounting, with a strong understanding of US GAAP. A CPA designation is preferred but not explicitly required. Is there salary information available for this position? No specific salary range is disclosed in the posting. Plaid does mention a comprehensive benefits plan including medical, dental, vision, 401(k), and equity compensation, with pay determined by role scope, experience, and location. What accounting software experience does Plaid expect for this role? Proficiency with NetSuite, Zip, T&E tools, and close management platforms is listed as a plus, suggesting familiarity with these systems will be advantageous though not strictly mandatory. Does this role involve international or multi-entity accounting? Yes — the role explicitly requires experience with multi-entity, multi-currency accounting, including intercompany cost-plus arrangements and FX revaluation and elimination across Plaid's global entities.

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