Senior Accountant

Municipal-Credit-Union; New York (NY); Remote; USD 72,000 - 117,000; Full time

Benefits offered by this job

Discretionary bonus

401(k) with employer match (6%)

Medical insurance

Vision insurance

Dental insurance

Life insurance

Disability insurance

Flexible paid time off

11 paid holidays annually

Job summary

Municipal Credit Union (MCU) is seeking a Senior Accountant to join the accounting team in a full-time role. The position can be remote while serving the NY, NY area, with responsibilities spanning financial statements, regulatory reporting, and investment accounting.

The ideal candidate has 5+ years of accounting experience, deep GAAP knowledge, and strong analytical skills. The role supports budget planning, audits, and internal controls within a credit union environment.

Qualifications

• Bachelor’s degree in finance, accounting, or a related field.
• 5+ years of experience in accounting.
• 3+ years in an accounting position at a similarly sized or larger bank or credit union is preferred.
• In-depth knowledge of GAAP, regulatory compliance, and financial reporting requirements for banks.
• Excellent analytical skills with attention to detail; ability to analyze complex financial data.

Responsibilities

• Participate in the month-end close process, monthly reporting and variance analysis, and quarterly Call Reports.
• Perform reconciliations of bank accounts and general ledger accounts.
• Review and reconcile suspense accounts and monitor aged items per MCU policies.
• Maintain fixed asset records and depreciation schedules; knowledge of ASC 842 is a plus.
• Perform accounting functions including GL entries and reconciliations for the investment portfolio.

Skills

Analytical skills

Attention to detail

Communication

Collaboration

Excel proficiency

Education

Bachelor’s degree in finance or accounting

MBA or CPA preferred

Tools

Prologue

Symitar

Excel

Job description

Senior Accountant

Regular Full-Time Professional Remote NY, NY, US

8 days ago Requisition ID: 3091

Salary Range: $71,600.00 To $116,550.00 Annually

About MCU

At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and convenient services to a membership base that is now comprised of over 600,000 individuals. With each new generation we have the pleasure of interacting with, we maintain the credit union promise of people helping people.

Our Vision

Be New York's most loved financial institution by helping our members build their best financial futures

Overview

The Senior Accountant is an integral part of the Accounting team, responsible for maintaining accurate financial records, preparing financial statements, preparing regulatory reporting, performing investment accounting for credit union’s investments, assisting with the financial budget and planning, general ledger account reconciliations, and ensuring compliance with regulatory standards. Reporting to the Manager of Accounting, this is a key role in financial reporting, internal controls, analysis, and process improvement initiatives.

Responsibilities

• Participate in the month-end close process, monthly reporting and variance analysis, and quarterly Call Reports.
• Perform reconciliations of bank accounts and general ledger accounts in accordance with MCU policies and procedures and prescribed timelines.
• Review and reconcile suspense accounts and monitor closely for aged items. Work with business partners to ensure items are addressed timely and appropriately in accordance with MCU policies and procedures.
• Maintain fixed asset records and depreciation schedules in accordance with accounting policies. Working knowledge of ASC 842 (Lease Accounting).
• Perform accounting functions including general ledger entries and reconciliations for credit union’s investment portfolio
• Support the monthly Allowance for Credit Losses (ACL) process, as necessary. Working knowledge of ASC 326 (CECL).
• Participate in the budget and forecast planning process by assisting with preparation of information and analyzing income and expense trends.
• Collaborate with cross-functional teams to evaluate the accounting implications of new products and services or other key initiatives. Assist business partners with the research of transaction level data to ensure items are booked timely and properly.
• Participate in the preparation of monthly, quarterly, and annual financial statements in accordance with GAAP.
• Assist in the coordination of financial audits, internal audits, and regulatory examinations, providing documentation and explanations as needed.
• Prepare budget vs. actual performance reports and provide analysis to support strategic decision-making.
• Assist with the month-end close, management reporting and provide audit support for the MCU Foundation.
• Assist in the implementation and maintenance of internal controls to ensure compliance with regulatory requirements and mitigate financial risks.
• Assist with documentation as well as periodic reviews and updates to relevant policies and procedures in collaboration with management.
• Prepare ad-hoc financial reports and analysis to support strategic decision-making.
• Provide all deliverables in accordance with prescribed timelines.
• Perform other related duties as requested and special projects as assigned.

Requirements

• Bachelor’s degree in finance, Accounting, or a related field; MBA or CPA preferred.
• 5+ years of experience in accounting.
• A minimum of 3 years in an accounting position at a similarly sized or larger bank or credit union is preferred.
• In-depth knowledge of GAAP, regulatory compliance, and financial reporting requirements for banks.
• Excellent analytical skills and attention to detail, with the ability to analyze complex financial data and draw actionable insights.
• Exceptional communication and interpersonal skills, with the ability to understand accounting concepts and work independently on accounting related assignments.
• Strong collaboration skills, with the desire to support peers and drive results across the organization.
• Proficiency in financial software and Microsoft Excel; experience with general ledger systems such as Prologue and banking systems such as Symitar core banking platform is a plus.
• Detail-oriented with a commitment to accuracy and integrity in financial reporting. Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail.
• Technologically proficient.

Why you'll be a good fit

Our Core Values are an integral part of who we are and who we hire. By living our Core Values, every day, we continue to attract the best and brightest talent, achieve unsurpassed results and continuously challenge ourselves to be better than yesterday. These values are at the heart of our organization and within every teammate. To be a great fit, you’ll bring the following

Results

We are passionate about winning.

Agility

We proactively anticipate, respond and pivot to ensure MCU wins.

Integrity

We operate with the highest ethical standards and highest degree of honesty.

Belonging

We cultivate a culture of inclusion and teamwork.

Ownership

We take personal responsibility and hold ourselves accountable for the results.

Why You’ll Love Working Here

The pay range for this position is between $71,600-116,550 annually. Actual base pay offered may vary depending on a number of factors such as job-related knowledge, skills, experience, and location. Employees in this position may also be eligible for a discretionary bonus, 401(k) with an 6% employer match per pay period. Benefits for this position include Medical, vision, dental, life, and disability insurance, flexible paid time off and 11 paid holidays annually.

Municipal Credit Union (MCU) is an Equal Opportunity Employer.Municipal Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by applicable federal, state or local laws.

We are committed to hiring, training, cultivating, promoting, and celebrating an environment where we have a welcoming and fulfilling place for all people to call home. Diversity of race, thought, sexual orientation, age, veteran status, religion, and disability will empower us to thrive as individuals, as teams, and as an organization.