Senior Account Manager - Business

NBT; New York (NY); On-site; USD 62,000 - 81,000; Full time

Benefits offered by this job

Paid Time Off

Medical Coverage

Retirement Plans

Professional Development

Job summary

NBT is seeking an experienced insurance professional to manage complex middle market and high-impact accounts under minimal supervision. You will act as the customer advocate, analyze coverage gaps, and coordinate with the Business Development Manager or Producer to offer the best solutions.

The role requires licenses or ability to obtain them within 6–12 months, strong written and verbal communication, and proficiency with MS Office and agency management systems.

Qualifications

• Associate's degree and 5 years relevant work experience or equivalent combination of education and experience required.
• Bachelor's degree preferred.
• Property & Casualty Broker's license and/or Life, Accident, and Health license or ability to obtain within 6 months of hire.
• Professional Insurance designation or ability to obtain within 12 months.

Responsibilities

• 50% - perform/oversee key servicing: new business & renewal submissions, coverage review, proposals, policy changes, document delivery.
• 40% - identify customer issues, research files, advise on coverage and products to minimize gaps.
• 5% - participate in routine department/agency meetings and provide feedback.
• 5% - perform other duties as assigned.

Skills

Verbal communication

Business writing

Data analysis

Independent work

Team collaboration

Microsoft Office

Education

Associate's degree

Bachelor's degree preferred

Tools

Agency management system

Carrier underwriting guidelines

Job description

Pay Range: $62,375.00 - $80,726.88Under minimal supervision, performs customer service, sales and management of assigned complex middle market & high impact business accounts. Serves as the customer's advocate between the customer and carrier regarding insurance coverage. Collaborates with Business Development Manager and/or Producer to identify potential coverage gaps and recommends best offering to customer and/or Business Development Manager/Producer. Adheres to department procedures and guides to ensure accurate responses and customer satisfaction. Some degree of travel may be necessaryEducation and Experience:Associate's degree and 5 years relevant work experience or equivalent combination of education and experience requiredBachelor's degree preferredProperty & Casualty Broker's license and/or Life, Accident, and Health license or ability to obtain within 6 months of hire.Professional Insurance designation or ability to obtain within 12 monthsSkills and Abilities:Excellent verbal and business writing skills; ability to effectively handle diverse customers and to express empathy and concern;Proficient in ability to analyze complex data, research problems and make sound decisions using own judgement, manuals, and available resources;Successful working independently and in groups, competent in presenting information to team members and customers;Highly capable of organizing and prioritizing multiple work assignments, paying attention to detail and focusing on quality;Highly proficient in Microsoft Office, especially managing Outlook emailsExcels in effective quoting, proposing and binding of coverage, often within stringent deadlines;Highly proficient in effective use of a management system and technology toolsSubject matter expert in comprehending and complying with department workflows and guidanceSubject matter expert in knowledge and understanding of insurance concepts and core carrier underwriting guidelines and requirementsAbility to travel regionally as neededTasks Performed:50% - Following department and agency procedures, perform or oversee all key servicing aspects of assigned complex, middle market to high impact accounts, within the agency management system and/or carrier websites, including but not limited to, new business & renewal submissions, coverage review and analysis, proposals, policy changes, review and timely delivery of policy documents. Ensure system documentation is professional, thorough, concise, and free of typographical errors.40% - Identify middle market to high impact customer issues or concerns by listening and clarifying the customer's comments, researching system files, procedures, and guidelines to determine the action needed, then provide an accurate verbal or written response to the customer, regarding existing coverage levels and recommend additional products or services to minimize coverage gaps when applicable.5% - Participate in routine department and agency meetings. Provide feedback and suggestions to enhance our customers' experience and overall department/agency efficiency.5% - Perform other duties as assigned.Physical Requirements:Communicate effectively with internal and/or external customersStationary 75% of the time or greaterMove objects up to a maximum of 10 lbsWhy Work at NBTAt NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success.WellbeingAt NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally.Community InvolvementNBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace.CultureNBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued.Career DevelopmentWhether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential.Total RewardsNBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.Business StabilityNBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan.Benefits for Full-Time Employees:Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.Parental Leave: Six weeks of paid leave at 100% of your salary.Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.Dental and Vision Coverage: Ensuring your overall health and well-being.Flexible Spending Accounts: For healthcare and dependent care expenses.Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.Voluntary Benefits: Including hospital, accident, and critical illness coverage.Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.Adoption Assistance: Supporting your growing family.Tuition Reimbursement: Invest in your education and career growth.Employee Assistance Program (EAP): Access to support and resources.Pet Insurance: For all your furry friends.Financial and Banking Services: Various banking services benefits and financial planning assistance.Benefits for Part-Time Employees Working 20+ Hours/Week:Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.Dental and Vision Coverage: Ensuring your overall health and well-being.Voluntary Benefits: Including hospital, accident, and critical illness coverage.Generous Parental Leave: Six weeks of paid leave at 100% of your salary.Benefits for All Part-Time Employees:Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your futurePaid Sick and Safe Leave: For your health and safety.Employee Assistance Program (EAP): Access to support and resources.Financial and Banking Services: Various banking services benefits and financial planning assistance.Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.