SBDS Asset Manager Team Leader

TalentAlly; Orlando (FL); Sur place; USD 120 000 - 180 000; Plein temps

Avantages offerts par ce poste

Medical benefits

Dental benefits

Vision benefits

401(k) plan

Annual leave

Résumé du poste

Truist Financial Corporation in Orlando, FL seeks a leader to manage a team of Small Business Default Solutions Asset Managers focused on maximizing returns from a portfolio of criticized and classified loans in line with Bank policy and strategic goals.

The role involves directing workload, coaching on repayment strategies, risk assessment, credit approvals, and mentor-ship across the unit, including complex negotiations to minimize losses.

Qualifications

• Bachelor's degree in business, finance, or banking or comparable education and related training.
• A minimum of 10 years commercial banking or equivalent experience, with at least 5 years of loan workout or problem loan resolution experience.
• A minimum of 7 years of management experience
• Superior negotiation, communication, interpersonal, financial analysis and problem solving skills
• Demonstrated ability to handle multiple priorities under time constraints.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.

Responsabilités

• Assign and manage the workload of SBDS Asset Managers on the team to ensure a balanced portfolio.
• Provide leadership and coaching to SBDS Asset Managers in their identification and implementation of effective repayment and resolution strategies for criticized and classified small business loans.
• Responsible for ensuring that risk ratings, accrual status, and asset carrying values are appropriate for assigned area of responsibility.
• Co-approve credit requests, non-accruals, and charge-offs within established authority levels.
• Develop effective risk management culture for assigned team through leadership which includes coaching and counseling, feedback, and reinforcement, as well as support of the Bank's credit culture.
• Assist Asset Managers with highly complex credit analysis and negotiations to prevent or mitigate losses to the Bank for the most complicated commercial lending relationships within the assigned territory. This often involves the restructuring of debt or working through bankruptcies, liquidations and/or foreclosure actions.
• Evaluate and make recommendations for assigned personnel regarding employment, training (initial and ongoing), performance rating, salary changes, promotions, transfers, terminations, career enhancement, and staffing levels.
• Provide monthly certification of specific forecasting for non-performing assets, losses, and OREO transfers.
• Ensure direct reports are working cooperatively and effectively in a consultative or shadowing role with teammates from other Business Lending Units throughout the Bank, when required, in order to mitigate risk. Provide leadership with any issues that may arise with other Business Lending Units.
• Keep abreast of Bank Policy and changing business and economic developments which impact the loan portfolio, profitability, and banking in general.

Connaissances

Leadership

Negotiation

Financial analysis

Interpersonal skills

Problem solving

Formation

Bachelor's degree in business/finance/banking

Master's degree preferred

Outils

Microsoft Office

Description du poste

Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

Manage and provide leadership to a team of Small Business Default Solutions Asset Managers, with a goal of maximizing return on a portfolio of CSBB Small Business criticized and classified loans in accordance with Bank policy, procedures, and strategic goals.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• 1. Assign and manage the workload of SBDS Asset Managers on the team to ensure a balanced portfolio.


• 2. Provide leadership and coaching to SBDS Asset Managers in their identification and implementation of effective repayment and resolution strategies for criticized and classified small business loans.


• 3. Responsible for ensuring that risk ratings, accrual status, and asset carrying values are appropriate for assigned area of responsibility.


• 4. Co-approve credit requests, non-accruals, and charge-offs within established authority levels.


• 5. Develop effective risk management culture for assigned team through leadership which includes coaching and counseling, feedback, and reinforcement, as well as support of the Bank's credit culture.


• 6. Assist Asset Managers with highly complex credit analysis and negotiations to prevent or mitigate losses to the Bank for the most complicated commercial lending relationships within the assigned territory. This often involves the restructuring of debt or working through bankruptcies, liquidations and/or foreclosure actions.


• 7. Evaluate and make recommendations for assigned personnel regarding employment, training (initial and ongoing), performance rating, salary changes, promotions, transfers, terminations, career enhancement, and staffing levels.


• 8. Provide monthly certification of specific forecasting for non-performing assets, losses, and OREO transfers.


• 9. Ensure direct reports are working cooperatively and effectively in a consultative or shadowing role with teammates from other Business Lending Units throughout the Bank, when required, in order to mitigate risk. Provide leadership with any issues that may arise with other Business Lending Units.


• 10. Keep abreast of Bank Policy and changing business and economic developments which impact the loan portfolio, profitability, and banking in general.

QUALIFICATIONS

Required Qualifications:

• 1. Bachelor's degree in business, finance, or banking or comparable education and related training.


• 2. A minimum of 10 years commercial banking or equivalent experience, with at least 5 years of loan workout or problem loan resolution experience.


• 3. A minimum of 7 years of management experience


• 4. Superior negotiation, communication, interpersonal, financial analysis and problem solving skills


• 5. Demonstrated ability to handle multiple priorities under time constraints.


• 6. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.

Preferred Qualifications:

• 1. Master's degree in business administration, finance, or banking.


• 2. 15 years of experience in commercial banking, loan workout, and/or relationship management.


• 3. Graduate Banking School

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.