SBA Loan Processor/Closer

Climate First Bank; Oregon; Hybride; USD 75 000 - 105 000; Plein temps

Avantages offerts par ce poste

Health Insurance

Dental & Vision

HSA

401(k) with match

Paid Time Off

Résumé du poste

Climate First Bank is seeking an SBA Loan Processor/Closer to drive loan closings and act as the primary liaison among BDO, borrowers, and the SBA. This role demands precise SOP knowledge, strong processing acumen, and attention to detail to ensure timely closings.

You should bring 3–5 years of SBA experience, a finance-related Bachelor's degree, and a thorough understanding of SBA standards. The position supports a remote, U.S.-based work arrangement with standard banking compliance.

Qualifications

• 3–5 years of dedicated SBA experience.
• Excellent SBA SOP knowledge.
• Bachelor's degree in finance, accounting or related field.

Responsabilités

• Move loans through application, approval, processing and closing efficiently.
• Serve as liaison between BDO, underwriter, borrower and SBA for collateral review and documentation.
• Manage loan pipelines with LSP to ensure timely closings and funding.
• Facilitate loan closings, perform due diligence, and communicate with stakeholders.

Connaissances

SBA experience

SBA SOP knowledge

Stakeholder coordination

Formation

Bachelor's degree in finance or related field

Outils

ETRAN

Description du poste

We are changing FINANCE to finance CHANGE!At Climate First Bank , we're redefining what banking can be. As a Florida Benefit Corporation and FDIC-insured commercial bank, we offer a full suite of personal and business services—including solar, residential, commercial, ESOP Banking, Structured Finance and SBA loans—all designed to power a better future. We're proud to be a Certified B Corporation, a member of 1% for the Planet, and part of the Global Alliance for Banking on Values (GABV), reflecting our deep commitment to sustainability, transparency, and ethical banking.With branches in St. Petersburg, Winter Park, Mount Dora , Downtown Orlando and a growing digital presence , we're proving that banking can be a force for good. We don't just support environmental and social causes—we're built on them.Under our Holding Company, Climate First Bancorp , we are also powered by OneEthos. OneEthos operates at the intersection of fintech and traditional banking to expand access to inclusive, values-driven financial services. Regulated by the Federal Reserve Bank, it equips Community Banks, Credit Unions, CDFIs, and Green Banks with ethical lending tools—especially in climate finance and solar lending.

Join the Movement

We're seeking driven, mission-aligned individuals ready to make an impact. If you're passionate about sustainability, thrive in a fast-paced, results driven environment, and want to be part of something bigger, you will feel right at home.Our team is one of goal-setters, go-getters, problem solvers, thought leaders, and changemakers . We celebrate wins, tackle challenges head-on, and push boundaries. Fueled by purpose, we thrive where perseverance and passion turn ambitious goals into reality.

Thrive at Climate First Bank

At Climate First Bank, we're investing in your future. We offer a comprehensive, people-first benefits package that supports your health, finances, and work-life balance. Please note that benefit eligibility varies by employment status and that benefits for part-time employees may differ from those listed below.

Compensation — In addition to the base salary, this position may be eligible for an annual bonus, incentives and equity. Actual compensation is based on industry salary ranges, internal salary structures, experience, skills and other job-related factors.

Health Coverage — 100% employer-paid for employees; employer contribution for dependents by Us

• Medical, Dental & Vision Insurance
• Health Savings Account (HSA)
• Free Telemedicine access via Teladoc

Financial Wellness & Wealth Building

• 401(k) with 6% Employer Match — No Vesting Period.
• Employee Stock Options
• Exclusive Employee Banking Perks
• 0% Financing for Employee Solar Loans
• Employee Only Mortgage Product with exclusive interest rates and terms.
• 0% Financing for Eligible Electric Vehicles (EVs)
• Referral Incentives

Generous Paid Time Off

• 2-4 Weeks of Vacation based on officer level plus additional tenure-based time.
• 64 Hours of Paid Sick Time for all full-time employees.

Protection & Peace of Mind

• Company-Paid Life Insurance
• Short- & Long-Term Disability Insurance
• Voluntary Life, Accident & Critical Illness Coverage
• Employee Assistance Program (EAP) with free counseling, legal, and financial services.

Now Hiring: SBA Loan Processor/Closer

We're looking for an SBA Loan Processor/Closer who will be the driving force behind getting loans across the finish line and the main liaison between the BDO, the borrower, and the Small Business Administration (SBA). This role is a unique blend of expert SOP knowledge, deep loan processing acumen and a keen eye for the small details that make or break a successful and timely closing.

What You'll Contribute:Processing Efficiency

• You masterfully move loans through their various stages, including application submission,approval, processing and closing.
• Act as the primary liaison between the BDO, the Underwriter, the borrower, and the Small Business Administration (SBA) for collateral review and loan documentation.
• You manage the loan application pipelines and work with the Lender Service Provider (LSP) to ensure timely closings and coordinate with Loan Operations for funding.
• Act as the primary facilitator of loan closings, manage all due diligence, follow up and communicate proactively with stakeholders.

SBA Knowledge

• You consistently stay abreast of all SOP changes.
• You leverage your extensive SBA knowledge to review loans for SBA eligibility.
• You ensure all loan files are properly documented, meet SBA and bank standards and are properly entered into ETRAN for approval.

Customer Centric Mindset

• You build strong relationships with borrowers or internal stakeholders.
• You approach each interaction with a service first mindset and never compromise on exceptional borrower interactions.
• You address all questions, concerns and issues promptly and through a consultative lens.

Champion Our Mission, Protect What Matters

• Adopt a commitment to environmental, social, economic, and racial justice.
• Stay informed of applicable regulatory requirements and complete all mandatory compliance and IT training.
• Pursue and demonstrate an understanding of established Bank policies, procedures, and regulations.
• Question suspicious activity and collaborate closely with the respective department(s) to help prevent fraudulent activity.

What Makes a Stand-Out Candidate:Experience & Education

• 3-5 years of dedicated SBA experience
• Bachelor's degree in finance, accounting or other business-related fields highly desired
• Excellent SBA SOP knowledge

Entrepreneurial Self-Starter - You take charge of your work product and take pride in delivering consistently great and measurable results. You independently carry out the requirements of the packaging and closing process in a high-volume environment, anticipate and mitigate slowdowns and have a unique ability to balance efficiency and attention to detail. A high-pace and high-performance environment excites you and you thrive on defined expectations. Organization & Efficiency- You manage your time like a pro and stay focused under pressure. You love a good system but also adapt to changing routines. You're a master note-taker and checklist fanatic and stay on top of things with ease and consistency. Master Communicator- You communicate with confidence, precision, and professionalism. You listen deeply and respond thoughtfully and engage stakeholders at all levels efficiently and tactfully. Banking & Fintech Acumen - You are highly educated in financial products and services, applicable regulations and laws. You possess strong overall business acumen and the ability to interpret financial reports and legal documents. Tech-Forward and Analytical Thinking - You learn new tools quickly, are excited by innovation and leverage technology to create efficiencies. Commitment to Being a Team Player - You lift others up, share ideas, and bring positive energy to everything you do. You know how to operate as a part of a larger team and love contributing to the big picture. You're dependable and always happy to lend a hand where needed.

The Work Environment:

• Remote role within the United States; Eastern Standard Hours.
• Occasional U.S. travel for company events.
• Tobacco-Free employer. All employees must affirm to be non-smokers or affirm commitment to cessation within 90-days of offer acceptance.
• Sustained standing and sitting, frequent communication (speaking and listening) and use of PC, including typing or sustained attention to monitor, occasional lifting up to 20 lbs.

We do not offer visa sponsorship and will not pursue candidates without valid work authorization.

Equal Opportunity Statement:

At Climate First Bank we truly believe that our people are our strength and the diverse talents they bring to our workforce are directly linked to our success. Diversity and inclusion are at the core of our values and mission. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

Equal Opportunity Employer/Disability/Veterans

E-Verify Statement:

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9