SBA Loan Closer

Fifth Third Bank; Cincinnati (OH); On-site; USD 54,000 - 112,000; Full time

Job summary

Fifth Third Bank is seeking an SBA Loan Closer to guide clients through SBA 7(a) and Express loan closings, ensuring SOP and internal policy compliance. You will manage the closing cycle from structure review to final funding, coordinating with borrowers, advisors, and internal teams to deliver accurate and timely communication and a superior client experience.

Responsibilities include pipeline management, document reviews for SBA eligibility, collateralization and disbursement per bank

Qualifications

• Bachelor’s degree or equivalent work experience.
• SBA loan closing and documentation knowledge.
• Strong regulatory compliance focus.

Responsibilities

• Guide clients and teams through SBA closings from structure review to funding.
• Ensure compliance with SBA SOPs and internal policies.
• Manage a pipeline of SBA 7(a) and Express loans.
• Review credit approvals and closing conditions for SBA eligibility.
• Collaborate with internal teams, legal counsel, and providers to meet closing requirements.
• Communicate closing conditions and funding timelines clearly to borrowers

Skills

SBA loan processing

Regulatory compliance

Credit review

Documentation management

Client communication

Collaboration

Organization & prioritization

Microsoft Office

Customer service

Education

Bachelor's degree or equivalent

Tools

Microsoft Office

Job description

Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

The SBA Loan Closer is responsible for guiding clients and their professional teams through the SBA lending process, ensuring full compliance with SBA Standard Operating Procedures (SOP) and internal policies. This role manages the closing cycle from structure review to final funding, providing accurate and timely communication to deliver exceptional client experience. Acting as the primary facilitator, the SBA Loan Closer ensures loans are documented, collateralized, and funded in accordance with SBA requirements while meeting workflow deadlines and service level agreements.

Your Responsibilities

• Pipeline Management:
  • Manage an active pipeline of SBA 7(a) and Express loans, including complex structures and multi-facility transactions.
• Regulatory Compliance:
  • Interpret and apply SBA SOP guidelines throughout the closing process to ensure compliance.
  • Conduct detailed document reviews to confirm SBA compliance and resolve issues with minimal oversight.
• Client Service & Stakeholder Engagement:
  • Partner with clients and advisors to collect and review both SBA‑required and lender‑required documentation (e.g., leases, franchise agreements, purchase/sale agreements, financials).
  • Building trust, resolving concerns, and maintaining a high standard of professionalism in all borrower interactions.
  • Communicate closing conditions and funding timelines clearly to borrowers and stakeholders, ensuring accuracy and professionalism.
• Credit & Documentation Review:
  • Review and validate credit approvals, authorization documents, and closing conditions for SBA eligibility.
  • Ensure loans are properly collateralized, documented, and disbursed per SBA and Bank standards.
• Cross‑Functional Collaboration:
  • Collaborate with internal teams, legal counsel, and third‑party providers (title, escrow, appraisers, environmental) to meet SBA closing requirements.
• Other Duties:
  • Performing other duties as assigned, adapting to new tasks or shifts in priorities as necessary to support your team’s and the company’s mission.

Minimum Requirements

Qualified candidates for this role will possess a Bachelor’s degree or equivalent work experience. This role requires individuals with a strong foundation in SBA loan closing and documentation, and a commitment to regulatory compliance and client service.

Required Skills

• SBA Loan Processing: Managing an active pipeline of SBA 7(a) and Express loans, including complex structures and multi-facility transactions.
• Regulatory Compliance: Interpreting and applying SBA SOP guidelines throughout the closing process to ensure compliance.
• Credit Review: Reviewing and validating credit approvals, authorization documents, and closing conditions for SBA eligibility.
• Documentation Management: Ensuring loans are properly collateralized, documented, and disbursed per SBA and Bank standards.
• Client Communication: Communicating closing conditions and funding timelines clearly to borrowers and stakeholders.

Please refer to the “Skills for Success” section to learn how to stand out as an applicant.

Skills For Success

• Collaboration: Partnering with clients, advisors, internal teams, legal counsel, and third‑party providers (e.g., title, escrow, appraisers, environmental) to meet SBA closing requirements.
• Document Review: Conducting detailed document reviews to confirm SBA compliance and resolve issues with minimal oversight.
• Organization & Prioritization: Managing multiple transactions and deadlines with strong attention to detail.
• Technology Proficiency: Using Microsoft Office tools (Outlook, Word, Excel, PowerPoint) effectively.
• Customer Service: Demonstrating professionalism, responsiveness, and trust‑building in client interactions.

DOING THE RIGHT THING

Our employees take pride in doing the right thing for customers and colleagues as well as being accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures that protect all our valuable assets —including you .

SBA Loan Closer

Total Base Pay Range 54,400.00 - 111,500.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well‑being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Virtual, Ohio 00000

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.