SBA Credit Specialist

Waukesha State Bank; Waukesha (WI); On-site; USD 70,000 - 100,000; Full time

Job summary

Waukesha State Bank is seeking an experienced SBA Credit Specialist to join our Commercial Lending team. You will combine financial analysis, SBA knowledge, and meticulous underwriting to help local businesses secure financing and grow.

You'll partner with Commercial Bankers, process and close SBA loans, manage portfolios, and mentor teammates while ensuring compliance with Bank and SBA guidelines. A degree in finance or accounting and at least 3 years of loan processing experience required.

Qualifications

• 3+ years of loan processing experience required.
• Degree in Finance, Accounting, or related field.
• Strong financial analysis and underwriting skills.
• Excellent detail orientation and organization.
• Ability to work independently.
• Proficiency with Word and Excel.
• Collaborative with strong customer service.

Responsibilities

• Process, underwrite, close, and service SBA loans.
• Analyze financial statements and assess credit risk.
• Coordinate loan documentation and SBA closing packages.
• Manage existing loan relationships and renewals.
• Support loan requests and portfolio management.
• Mentor SBA teammates and ensure compliance.

Skills

Loan processing

Financial analysis

Underwriting

Attention to detail

Independent work

Microsoft Word

Microsoft Excel

Customer service

SBA knowledge

Education

Finance degree

Tools

Jack Henry SilverLake

T-Soft

Global Wave Credit Track

Job description

Put your SBA lending expertise to work and help local businesses grow!

Waukesha State Bank is seeking an experienced SBA Credit Specialist to join our Commercial Lending team. In this role, you'll combine your financial analysis skills, SBA lending knowledge, and attention to detail to help businesses secure financing and achieve their goals.

If you're an independent thinker who enjoys solving problems, building relationships, and collaborating with a dedicated team, we'd love to hear from you!

What You'll Do

• Partner with Commercial Bankers to process, underwrite, close, and service SBA loans.

• Analyze financial statements, assess credit risk, and prepare comprehensive loan presentations.

• Coordinate loan documentation, third-party reports, and SBA-compliant closing packages.

• Manage existing loan relationships, including renewals, modifications, and ongoing servicing.

• Support customer relationships by assisting with loan requests, closings, and portfolio management.

• Collaborate with and mentor fellow SBA team members while ensuring compliance with Bank and SBA guidelines.

What You'll Bring

• At least 3 years of loan processing experience and a degree in Finance, Accounting, or a related field.

• Strong financial analysis, underwriting, and problem-solving skills.

• Excellent attention to detail, organization, and follow-through.

• Sound judgment and the ability to work independently.

• Proficiency in Microsoft Word and Excel.

• A collaborative mindset and commitment to exceptional customer service.

Even Better If You Have:

• Knowledge of SBA loan programs, regulations, and Standard Operating Procedures (SOP).

• Experience with Jack Henry SilverLake, T-Soft, or Global Wave Credit Track.

Why Waukesha State Bank?

At Waukesha State Bank, you'll be part of a community-focused organization that values relationships, teamwork, and professional growth. This is an opportunity to expand your lending expertise, contribute to meaningful business relationships, and make a difference in the communities we serve.

Ready to take the next step in your banking career?

Full-Time | Onsite

Employment with Waukesha State Bank is contingent upon the successful completion of a criminal background check and drug screen.

EOE Disability/Vet