SBA Business Development Officer

US Bank; Gresham (OR); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Healthcare coverage

Life insurance

Disability insurance

Parental leave

401(k) retirement plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank in Oregon is seeking a seasoned SBA Lending Specialist to generate SBA loan financing for business customers. You will spend most of your time on outside sales activities, building relationships and identifying opportunities that meet client financial goals.

You will prepare loan packages and coordinate with processing to deliver timely financing. The ideal candidate has 5–8 years of commercial credit or relationship banking experience, strong communication skills, and a solid

Qualifications

• Bachelor's degree or equivalent work experience.
• 5–8 years in commercial credit or relationship banking.
• Experience with SBA lending programs preferred.

Responsibilities

• Develop SBA loan opportunities with outside sales and prospecting.
• Analyze credit and financial information for SBA financing.
• Prepare SBA loan packages and liaise with processing centers.
• Grow specialty finance lending portfolio and cross-sell banking products.

Skills

Relationship mgmt

Business development

Analytical skills

Credit knowledge

SBA lending

Accounting analysis

Communication skills

Presentation skills

Education

Bachelor's degree or equivalent

Job description

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description

Develops contacts and leads to generate Small Business Administration (SBA) loan financing for business customers. The main product line is intended to provide financing, through the SBA program, for the owner/user to purchase commercial real estate. More than 80% of time is spent on outside sales activities and functions.

Builds, develops, and maintains profitable specialty finance lending relationships with new and existing customers. Generates leads through cold calling and existing contacts to develop SBA lending opportunities. Consults with customers and prospects at their places of business in order to understand their current business practices and identify their financial goals and needs. Develops and promotes U.S. Bank products and services to best meet the business needs of the customer and the Bank.

Contributes to the growth of the Specialty Finance loan portfolio by originating applications for SBA loans. Gathers, analyzes and discusses credit and financial information for determination of credit quality and appropriateness of SBA financing. Develops SBA loan packages, gathers pertinent financial information, and submits to SBA processing center. Responsible for all facets of the loan to include delivering, upon approval, commitment letter and review of loan program details, and closing.

Proactively deepens customer relationships by meeting their needs through additional products and services. Actively refers clients to other U.S. Bank areas of additional needs. Partners with Business Banking, Community and Commercial partners developing, communicating, and implementing the sales strategy in order to meet/exceed business objectives, and exchange leads/referrals. Represents the Bank at various civic and community functions to further enhance U.S. Bank's reputation and develop additional business opportunities and centers of influence.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Five to eight years of commercial credit, relationship banking or other job-related experience

Preferred Skills/Experience

• Strong relationship management and business development/b2b sales skills
• Well-developed analytical and problem-solving skills
• Advanced knowledge of credit administration, analysis and policy/procedure
• Advanced knowledge of SBA lending products and services
• Demonstrated understanding of complex financial accounting and analysisli>
• Ability to work effectively with individuals and groups in managing customer relationships
• Excellent presentation, verbal and written communication skills

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offe