Salt Lake City Associate Credit Analyst - Banker Development Program

Zions Bancorporation; Salt Lake City (UT); On-site; USD 48,000 - 64,000; Full time

Benefits offered by this job

Competitive salary and benefits

Defined career path

Job summary

Zions Bancorporation is seeking candidates for the Salt Lake City Associate Credit Analyst – Banker Development Program. This entry‑level role is designed to develop future leaders in banking through rigorous credit analysis training and structured rotations across lending groups.

Two phased program including training and rotational assignments prepare participants for underwriting/officer roles within the bank. Strong academics and extracurricular leadership are encouraged.

Qualifications

• Bachelor’s degree or equivalent in Business, Finance, Accounting, Economics, or related field.
• Minimum overall GPA of 3.0; unofficial transcript required.
• Excellent communication, presentation, and interpersonal skills are essential.
• Detail oriented, organized, analytical, and strong problem-solving abilities.
• Leadership and community involvement are valued.
• Proficiency with Microsoft Excel is preferred.

Responsibilities

• Participate in credit underwriting training according to bank policy.
• Engage in classroom and on-the-job training to develop credit and risk analysis skills.
• Rotate through lending groups during the rotational phase to gain broad exposure.
• Work with analysts and mentors to build analytical and relationship management capabilities.
• Explore opportunities for promotion into officer roles within lending or credit divisions.

Skills

Communication skills

Analytical skills

Attention to detail

Leadership

Internship experience

Education

Bachelor’s degree in Business, Finance, Accounting, Economics, or related subject

Minimum GPA 3.0

Tools

Excel

Job description

Salt Lake City Associate Credit Analyst - Banker Development Program

Associate Credit Analyst – Banker Development Program

January or June 2027 Start Date

We are currently hiring for our next Banker Development Program classes. Candidates graduating in or before December 2026 are eligible for the January 2027 class, while those graduating in or before May 2027 are eligible for the June 2027 class.

Zions Bank’s Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

Company Description

Zions Bank is more than a bank. We are a part of your community, your next-door neighbor, with more than 150 years of history behind every transaction and community investment. We provide financial resources, wealth management solutions, mortgage services, and more throughout Utah, Idaho, and eight additional Western states.

Zions First National Bank is one of the oldest financial institutions in the Intermountain West. We bring value to individuals, small-to middle-market businesses, nonprofits, corporations and institutions. Zions Bank provides a wide range of traditional banking and innovative technology services.

Banker Development Program Description:

The Banker Development Program (BDP) is an Entry Level Position for recent college graduates and early professionals looking to grow their career in the finance industry.

The Banker Development Program at Zions Bank is a 12–18-month training program designed to develop the future leaders of the banking industry into well-rounded professionals with strong analytical and relationship management skills. The program provides challenging training and career guidance that prepare participants for various leadership opportunities at Zions Bank.

There are two phases of the Banker Development Program: 1) Training Phase, and 2) Rotational Phase.

Training Phase:

The training phase uses a classroom-based approach to facilitate learning. Participants receive professional development and extensive credit training on topics such as financial accounting and analysis, cash flow analysis, credit analysis, and risk management.

In addition to the classroom training, Banker Development Program Analysts participate in:

• Case studies and discussion sessions to review concepts introduced in self-study materials
• Training to perform credit underwriting according to bank policy
• Ba n k compliance and regulatory training courses
• I ntroductions to Zions Bancorporation executives and Zions Bank Business-Line executives

Rotational Phase:

The primary objective of the rotational phase is to gain on-the-job training through a structured rotation system. Banker Development Program Analysts are assigned to specific lending groups for a series of 3-5 rotations that last approximately 12 weeks each. During these rotations, the credit analysts gain in-depth exposure and perform all analytical work required for their assigned business line.

Potential business line rotation opportunities are listed below:

• Community Banking
• Speciality Loan Servicing

Participants who successfully complete the Banker Development Program can anticipate an exciting career path. Upon completion of the training and rotational phases, participants will be considered for promotion into officer roles within the bank’s lending or credit business lines. Business line rotation assignments vary depending on region, availability, and analysts’ goals and skill sets.

The Banker Development Program offers:

• Exposure to the extensive career opportunities at Zions Bank
• A solid foundation in the basics of banking and credit
• A defined career path that begins with classroom training as a credit analyst and evolves into an underwriting/officer role in one of the bank’s lending and credit divisions.
• One‑on‑one working relationships with BDP alumni and business line mentors who help you navigate learning, decision making, and career development opportunities.
• Opportunity to apply finance and accounting skills to credit and business risk analysis
• Increased knowledge and responsibilities relating to business development, credit and risk, lending, relationship and portfolio management, and sales acumen
• Competitive salary and benefits

Minimum Qualifications:

• Bachelor’s degree in Business, Finance, Accounting, Economics, or related subject
• Minimum overall GPA of 3.0 (Must attach your unofficial transcript in application and include GPA in resume)
• Excellent communication, presentation, and interpersonal skills
• Detail oriented, organized, analytical, and proven problem‑solving abilities
• Leadership skills and community involvement
• Working knowledge of Microsoft Excel is preferred
• Internship or prior work experience is preferred

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.

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Zions Bank a division of Zions Bancorporation, N.A. Member FDIC