Sales Agent (Insurance)

Prt Financial; Chattanooga (TN); Hybride; USD 45 000 - 75 000; Plein temps

Résumé du poste

Prt Financial is seeking an Insurance Agent to serve as the first point of contact for prospective clients, assessing needs and guiding them through the insurance process. You will handle interviews, explain products, and ensure accurate applications while remaining aligned with underwriting guidelines.

The role combines field meetings with remote/office work and may require evening or weekend availability to accommodate clients.

Qualifications

• Must have or be able to obtain Life/Health insurance license.
• Prior experience in insurance sales, underwriting, or financial services is desirable.
• Strong communication, presentation, and interpersonal skills.
• Detail-oriented with excellent organizational abilities.
• Proficient in using CRM software and digital applications for client management.

Responsabilités

• Conduct client interviews to gather personal, financial, and medical information for insurance applications.
• Explain insurance products, coverage options, and policy terms clearly and accurately.
• Assess potential risks and factors that may influence underwriting decisions.
• Complete and submit applications in compliance with company policies and industry regulations.
• Act as liaison between clients and underwriting department to resolve questions or obtain additional information.
• Maintain accurate and confidential client records.
• Stay informed about industry trends, underwriting guidelines, and product updates.

Connaissances

Communication skills

Presentation skills

Interpersonal skills

Detail-oriented

Organizational skills

CRM proficiency

Formation

High school diploma

Bachelor’s degree preferred

Outils

CRM software

Digital applications

Description du poste

Position Overview

The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Key Responsibilities

• Conduct client interviews to gather personal, financial, and medical information for insurance applications.
• Explain insurance products, coverage options, and policy terms clearly and accurately.
• Assess potential risks and identify factors that may influence underwriting decisions.
• Complete and submit applications in compliance with company policies and industry regulations.
• Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.
• Maintain accurate and confidential client records.
• Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications

• High school diploma or equivalent; bachelor’s degree preferred.
• Prior experience in insurance sales, underwriting, or financial services is highly desirable.
• State insurance license (Life/Health) or ability to obtain one.
• Strong communication, presentation, and interpersonal skills.
• Detail-oriented with excellent organizational abilities.
• Proficient in using CRM software and digital applications for client management.

Work Environment

• Combination of fieldwork (meeting clients at their location) and remote/office-based work.
• May require evening or weekend availability to accommodate client schedules as needed.