Risk & Underwriting Summer Internship Program

Cigna Healthcare; Scottsdale (AZ); Hybrid; USD 30,000 - 36,000; Full time

Job summary

Cigna Healthcare in Scottsdale is seeking an RULDP Explore intern to support underwriting teams, learn concepts, and contribute to risk assessment and pricing decisions.

You will gain hands-on experience, mentorship, and a capstone project, with a hybrid on-site schedule and remote options; open to students advancing toward a bachelor's degree in business, finance, or healthcare.

Qualifications

• Pursuing a bachelor's degree; 3 years completed.
• Strong analytical aptitude; apply quantitative reasoning to business.
• Clear written and verbal communication abilities.
• Interest in underwriting and healthcare.

Responsibilities

• Support underwriting reviews by organizing case information, identifying missing data, and summarizing risk considerations.
• Use Excel to clean, analyze, and visualize data informing pricing inputs and portfolio insights.
• Contribute to a live caseload by tracking milestones, escalating issues, and maintaining momentum.
• Complete an internship project that improves a process or enhances customer outcomes.
• Communicate progress and findings through written updates, team discussions, and a final presentation.

Skills

Analytical thinking

Quantitative reasoning

Written and verbal communication

Interest in underwriting/healthcare

Education

Bachelor’s degree progress (3 years completed)

Tools

Microsoft Excel

Microsoft Word

Job description

Accelerate your learning in underwriting this summer by contributing to work that informs real risk and pricing decisions. As an RULDP Explore intern, you will support underwriting teams as they evaluate risk, set strategic terms, and protect financial performance. You will build practical skills, expand your professional network, and gain exposure to leaders who are invested in your growth.

What Your Summer Includes

• Meaningful work on a live underwriting team, with clear goals and measurable impact.
• Foundational training in underwriting concepts, risk assessment, pricing, and business strategy.
• Mentorship, community, and networking opportunities with early-career talent and senior leaders.
• A speaker series featuring leaders and industry experts to broaden your perspective.

Key Responsibilities:

• Support underwriting reviews by organizing case information,identifyingmissing data, and summarizing risk considerations.
• Use Excel to clean, analyze, and visualize data that informs pricing inputs and portfolio insights.
• Contribute to a live caseload under guidance by tracking milestones, escalating issues, andmaintainingmomentum.
• Complete an internship project that improves a process, strengthens a decision framework, or enhances customer outcomes.
• Communicate progress and findings in a concise, professional way, through written updates, team discussions, and a final presentation

We’re seeking curious, driven individuals who are eager to learn, grow, and lead, who are excited to apply their academic knowledge in a real-world setting to join our RULDP Explore Summer Cohort.

Required Qualifications:

• Currently progressing toward a bachelor’s degree and has completed 3 years in a preferred major and/or minor: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.
• Strong analytical aptitude and comfort applying quantitative reasoning to business situations
• Comfort working with math and numbers
• Clear written and verbal communication skills, with the ability to explain your approach and results
• Interest in a future career in underwriting and healthcare

Preferred Qualifications:

• GPA of 3.0 or higher
• Proficiency in Microsoft Excel and Word
• A problem-solving focuswith a customer-centric mindset
• Learning agility and a growth mindset, comfortable seeking feedback and making improvements

Additional Information:

• Start Date: May 24, 2027
• Market Range: For this position, we anticipate offering an hourly rate of $24/hr depending on relevant factors, including experience and geographic location.
• Location: This position is based in one of the following office locations: Bloomfield, CT; Denver, CO; Chattanooga, TN; Franklin, TN; Scottsdale, AZ; or Philadelphia, PA. The role requires a hybrid work schedule, with a minimum of three days per week working onsite (Tuesday, Wednesday, and one additional day of the employee’s choice), and the option to work the remaining days remotely. Relocation assistance is not offered, and employees must be able to meet the onsite schedule for their assigned office location.
• Pre‑Employment Requirements: Selected candidates will be required to complete mandatory pre‑employment tasks approximately 45 days prior to the program start date. Completion of the drug test requires availability within the United States during this timeframe.
• Work Authorization :This position is open only to individuals who are eligible for employment in the United States and who would not require visa support including H-1B or CPT/OPT/STEM, etc., now or in the future.
• Timeline : The application window closes mid-October, or once all roles are filled. The recruitment process includes a recruiter phone screen and up to three interview rounds. All interviews will take place virtually over Webex video.

If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.

About Cigna Healthcare

Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email [e-mail] for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes.

The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.

Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.