Risk Strategist, Platform Risk Strategy

Stripe; Chicago (IL); Hybrid; USD 180,000 - 240,000; Full time

Job summary

Stripe in Chicago seeks a Senior Risk Strategy professional to design and implement risk mitigation for platform users. You will partner with Compliance, Legal, Financial Partnerships, Product and other Risk teams to enable growth while ensuring regulatory compliance.

The role emphasizes navigating ambiguity, influencing product teams, and delivering scalable risk frameworks for complex platform ecosystems at a global fintech leader.

Qualifications

• 5+ years in financial services, payments, or FinTech.
• Familiarity with KYC/KYB, AML, OFAC compliance, and fraud risk.
• Experience translating regulatory issues into guidance for teams.
• Experience collaborating with product and engineering to implement risk solutions.
• Strong stakeholder management and ability to influence cross-functional teams.
• Ability to operate independently, navigate ambiguity, and deliver under pressure.
• Entrepreneurial mindset with strong communication and problem-solving skills.

Responsibilities

• Partner with Sales, Legal, Compliance, Product, and Financial Partnerships to drive sophisticated risk solutions.
• Evaluate emerging use cases and develop frameworks for access to new markets.
• Research risk performance and prioritize long-term strategic plans for growth.
• Challenge the status quo and propose multiple solutions with clear execution criteria.
• Represent Stripe in external engagements with partners and key users.
• Execute special projects and ad hoc analyses as risks and opportunities evolve.

Skills

Risk strategy development

Stakeholder management

Regulatory guidance

Analytical thinking

Clear communication

Job description

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world's largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe's business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.

What you’ll do

Under the User Risk Strategy org, you will be part of the Platform Risk Strategy team. Our focus is to unlock new expansion opportunities for existing platforms and enable platforms to manage their risk and grow on Stripe. In this role, you will partner with Compliance, Legal, Financial Partnerships, Product and other Risk functions to design and execute on custom risk mitigation strategies for existing Stripe users. You will also provide expert guidance and analyses to help grow novel business models on Stripe, and ensure companies are growing and operating on Stripe in a compliant manner.

We are looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience.

Responsibilities

• Partner with Stripe's Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users.
• Evaluate emerging industry and supportability use cases and develop the frameworks that allow Stripe users to access these use cases and markets responsibly.
• Perform research and analysis to assess Stripe's current risk performance and develop and prioritize long-term strategic plans for future growth.
• Challenge the status quo and provide multiple alternative solutions and key execution criteria.
• Represent Stripe in external engagements with our most critical partners and users.
• Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities are constantly evolving.

Who you are

Minimum requirements

• 5+ years of professional experience, preferably in Financial Services, Payments, or FinTech industries
• Familiarity with banking and money movement regulations, including KYC/KYB, AML OFAC compliance, and credit and fraud risk
• Experience in a related role (risk, compliance, legal, consulting)
• Experience in developing risk strategies and solutions and working with technical (product and engineering) and operations teams to implement them
• Ability to distill complex, ambiguous regulatory issues into clear, concise, and reliable guidance for stakeholders and Stripe users
• Strong stakeholder management skills, including experience influencing product/engineering, sales, data science, and operations teams
• Demonstrated track record of deriving insights from complex or technical problem spaces and evangelizing actionable product recommendations
• The ability to take ownership, be accountable, and lead without formal authority
• Entrepreneurial and curious mindset, strong communication and interpersonal skills
• Ability to operate independently, navigate ambiguity, and solve problems with the end user in mind
• Strong desire to work in a fast-paced and innovative environment
• Strong analytical skills and operating rigor
• Strong executive presence and presentation skills, including experience engaging with leadership

Preferred qualifications

• Experience overseeing execution and delivery of highly strategic programs. Proven ability to take complex issues and turn them into actionable next steps, hold others accountable, and meet deadlines.
• Experience in a client-facing role managing relationships with large, global, and complex organizations.
• Ability to navigate data and people to find answers and drive solutions
• A strong understanding of our business and products, and an ability to research and self-start
• Familiarity with card network rules