Risk Specialist II - EDD

First Horizon Bank; Little Rock (AR); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

HSA with company match

Maternity and parental leave

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Bank is seeking an AML/BSA Investigator to perform confidential research and investigations of money laundering and other financial crimes. The role requires careful analysis of client relationships, due diligence, and documentation of investigative findings for review by management.

You will support onboarding reviews, assist in audits and examinations, and provide risk assessments and action recommendations to improve controls.

Qualifications

• Compliance and risk management experience in financial services.
• 3-5 years of BSA experience preferred.
• Banking experience is preferred for this role.

Responsibilities

• Monitor client relationships and conduct due diligence and enhanced due diligence as needed.
• Analyze client transactions to detect suspicious activity and determine actions.
• Document investigative findings and prepare cases for management review.
• Provide risk rating recommendations for reviewed client relationships.
• Support onboarding reviews and ensure timely completion of activities.
• Assist in audits/exams by gathering data for regulators and auditors.
• Perform other duties as assigned.

Skills

Compliance & Risk management

BSA experience

Banking experience

Education

High school diploma or GED

Job description

Summary

The position is responsible for performing confidential research and investigations of money laundering and other financial crimes.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Monitor all aspects of client relationships and conduct customer due diligence and enhanced due diligence when necessary.

• Analyze client account transactions to detect suspicious activity. Make decisions on appropriate action to take regarding the need for further investigation.

• Document the summary of investigative findings (e.g., copies of statements/checks, media search results, results from internal system searches, etc.) and prepare cases for review and approval by management.

• Provide risk rating recommendations to management for clients’ relationships reviewed, by determining if client is low or potentially high risk.

• Onboarding - Review and Analyze prospect client(s) prior to onboarding.

• Support management teams, ensuring daily, weekly, and monthly activities are completed on time.

• Participate in exams/audits by assisting in gathering of data for federal regulators, state examiners, independent auditors, and law enforcement.

• Performs all other duties as assigned.

SUPERVISORY RESPONSIBILITIES

1. No supervisory responsibilities

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

1. High school diploma or GED and 0-4 years of experience or equivalent combination of education and experience

2. Compliance and Risk Management Experience – 3 -5 years of BSA experience.

3. Banking experience preferred

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com (https://urldefense.com/v3/__https:/www.firsthorizon.com/__;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6_kmPxl66_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$).

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursementMentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q)

Job Identification: 933

Job Category: Support

Job Schedule: Full time