Risk & Policy Management Associate

Morgan Stanley; New York (NY); Hybrid; USD 140,000 - 141,000; Full time

Job summary

Morgan Stanley in New York seeks an Associate in Risk/Policy Management to perform collateral analysis for Wealth Management lending, covering US and international clients. You’ll review transactions, annual reviews, and underwriting requests, and monitor credit metrics across entities and products.

You’ll collaborate with Credit Risk Coverage and modeling teams to enhance stress testing methods, produce documentation for stakeholders, and support audits and regulatory exams.

Qualifications

• Master's degree in Finance, Financial Risk Management, or a related field.
• Two years of relevant experience in risk management or policy roles.
• Experience with internal model methodology and stress testing under Basel/CRR guidelines.
• Experience evaluating counterparty credit risk for SFTs, derivatives, and securities financing.
• Knowledge of capital adequacy processes and liquidity risk assessment under regulatory frameworks.
• Experience with data extraction, validation, and automated reporting using SQL/Excel.

Responsibilities

• Perform collateral analysis for wealth management lending and related products.
• Review and challenge transactions, annual reviews, and underwriting requests.
• Conduct portfolio-level analytics and stress testing; communicate results to stakeholders.
• Collaborate with risk coverage and modeling teams to improve stress testing methodologies.

Skills

Internal Model Methodology

Stress Testing

Counterparty risk analysis

Regulatory frameworks Basel/CRR2

Securities Based Lending experience

Liquidity risk assessment

Credit risk analytics

SQL

Excel

Stakeholder reporting

Education

Master's in Finance, Financial Risk Management, or related field

Tools

SQL

Excel

Job description

Morgan Stanley in New York seeks an Associate in Risk/Policy Management to perform collateral analysis for Wealth Management lending, covering US and international clients. You’ll review transactions, annual reviews, and underwriting requests, and monitor credit metrics across entities and products.

You’ll collaborate with Credit Risk Coverage and modeling teams to enhance stress testing methods, produce documentation for stakeholders, and support audits and regulatory exams.