Risk Management-Transaction Risk Senior Officer- Associate

Testing Site - JPMC; Plano (TX); Presencial; USD 85 000 - 120 000; Tempo integral

Resumo da oferta

JPMorgan Chase's Risk Management and Compliance team in the United States is seeking an associate to provide product risk expertise for TS Payments Risk, reviewing client risk and supporting governance across lines of business. As part of the TS Payments Risk team, you will analyze credit risk, monitor events like downgrades, and collaborate with bankers, legal, and operations to mitigate risk.

This role emphasizes data-driven decisions and regulatory awareness in a fast-paced matrixed

Qualificações

• Bachelor's degree and at least 3 years in credit or risk disciplines.
• Ability to operate in a time-sensitive environment with multi-tasking.
• Knowledge of TS Credit Risk management policy and data tools.
• Autonomy and self-drive in time-sensitive settings.
• Strong communication and presentation skills.
• Experience with credit systems and risk reporting tools.

Responsabilidades

• Review TS client credit downgrades, bankruptcies, receiverships and related assignments.
• Build relationships with bankers, credit officers, legal, operations and TS sales for risk coverage.
• Prepare for events based on market activity including crisis management and risk drills.
• Conduct deep dive risk assessments of TS Payments Products and propose mitigations.
• Analyze data and develop updates for management, portfolio reports and ad hoc asks.
• Stay informed on industry/regulatory changes and adjust risk strategies.
• Collaborate with senior leads to balance firm and client interests.
• Help develop policy and procedures for governance across credit risk.
• Execute daily deliverables and contribute to medium/long-term risk projects.

Conhecimentos

Credit risk management knowledge

Data analysis

Strong communication

Time management

Stakeholder collaboration

Formação académica

Bachelor's degree

Ferramentas

Credit systems

ICRD

CRRT

Risk reporting tools

Descrição da oferta de emprego

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

The TS Payments Risk team provides product risk expertise on TS Payments Products, independently challenges the structure and suitability of the TS Payments Products offered to a client and approve product specific deviations, where relevant. As an associate in TS Payments Risk you will serve as a Subject Matter Expert for WCR on the payments Lines of Business, product offerings, payments flows and systems.The Team establishes the minimum requirements and risk management practices that govern the risk associated with TS Payments Products.

Job Responsibilities

• Review TS client credit downgrades, bankruptcies, receiverships, liquidations and assignment of the benefits of creditors.
• Develop strong relationships and partner with bankers, credit officers, special credit group, legal, operations, Bankruptcy Service Operations and TS sales and service for risk coverage including downgrades and deterioration events including bankruptcies.
• Prepare for events based on market activity or upcoming events including client, event and country crisis management, Rapid Exposure Drills (RED) risk mitigation actions.
• Conduct thorough deep dive risk assessments of TS Payments Products, identifying potential credit (and other) risks, and recommend appropriate mitigation measures.
• Analyze data and leverage analytical expertise and TS Payments product knowledge to develop targeted updates for management, portfolio reports and support adhoc strategic asks
• Stay abreast of industry trends, regulatory changes, and emerging risks in the Treasury Services landscape, and proactively adjust risk management strategies as needed.
• Work with senior team leads to make decisions balancing the best interests of the firm and clients, to maximize beneficial outcomes.
• Assist in developing policy and procedure to drive governance, awareness and control across credit risk with regards to Payments.
• Own executing against daily deliverables and own and contribute to medium/long-term projects including opportunities to participate in working groups and help drive the risk technology agenda.

Required Qualifications, Capabilities and Skills

• Bachelor's degree
• Minimum of 3 years of direct experience in Credit or translatable risk disciplines
• Demonstrated ability to operate in a time-sensitive environment while multi-tasking is a must have
• Possess qualitative and quantitative knowledge of TS Credit Risk management (policy and some level of technical knowledge), to identify key information and drivers across complex businesses and TS products
• Ability to work autonomously and be self-driven, while working in a time sensitive environment, capable of using data and critical thinking to make real-time decisions
• Ability to make decisions and defend actions executing against daily tasks and time based deadlines
• Strong communication, organizational and time management skills, including performing data analysis and developing presentations and updates for senior audiences
• Ability to to learn and use technology platforms including credit systems, ICRD, CRRT and other risk reporting tools.
• Connecting the pieces in siloed structures and foster productive relationships across the lines of business, in a large matrixed organization
• Strong control mind-set, demonstrable partnership skills