Risk Management - Stress Testing - Executive Director

JPMorganChase; Plano (TX); On-site; USD 150,000 - 230,000; Full time

Job summary

JPMorganChase in Plano, TX is seeking an Executive Director to lead the Loan Loss Forecasting team within Risk Management and Compliance. You will shape the integrity of wholesale credit loss estimates and partner with senior leaders across Risk, Finance, Treasury, and Quantitative Research to deliver high-quality analytics.

The role requires 8+ years in financial services, expertise in CECL and CCAR, and strong communication skills to translate complex models into actionable guidance for senior

Qualifications

• Bachelor's or Master's degree in Business, Finance, Accounting, or a related quantitative field.
• 8+ years of experience in the financial services industry or banking sector.
• Strong familiarity with credit products and CECL/CCAR requirements.
• Proven ability to collaborate across diverse groups and communicate with senior management.

Responsibilities

• Oversee C&I exposure at a portfolio level and monitor trends for large deals.
• Review allowance and stress testing results for reasonability and accuracy.
• Assess risks and support estimation of qualitative loan loss reserves.
• Analyze modeling parameters and translate into actionable loss estimates.
• Develop expertise in allowance and stress testing processes across CECL/CCAR.
• Lead portfolio trend analyses across macro scenarios and stress tests.
• Support monthly stress testing output and coordination with Credit Officers.
• Provide stress estimates for large deals and run ad-hoc scenarios for senior management.

Skills

Credit risk

CECL

CCAR

Stakeholder comms

Excel

PowerPoint

Tableau

Python

Alteryx

Education

Bachelor's or Master's degree in Business, Finance, Accounting, or a related quantitative field

Tools

Tableau

Python

Alteryx

Excel

PowerPoint

Job description

Job Description

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Executive Director in the Loan Loss Forecasting team, you will lead the Commercial and Industrial (C&I) Portfolio team based in Plano and shape the integrity and quality of the firm's wholesale credit loan loss estimates. You provide portfolio-level monitoring and guidance across a diverse C&I exposure base, supporting stress testing, allowance estimation, and methodology development. You collaborate with senior executives and partners across Risk, Finance, Treasury, Controllers, and Quantitative Research to deliver high-quality analytics and insights. You help us inform firmwide risk and finance programs, including CECL (Current Expected Credit Loss), IFRS 9 (International Financial Reporting Standard 9), quarterly stress testing, and CCAR (Comprehensive Capital Analysis and Review).

Job Responsibilities

• Oversee C&I exposure at a portfolio level across held-for-investment (HFI) and fair value option (FVO), monitoring trends and estimating impacts to allowance and limits for large deals
• Review top-level and loan-level allowance and stress testing results for reasonability, accuracy, and alignment with portfolio trends
• Assess risks and support estimation of qualitative loan loss reserves, incorporating management judgment, industry data, and emerging or idiosyncratic risk factors
• Calculate, analyze, and communicate key modeling parameters, including probability of default, loss given default, exposure at default, and rating migration, and translate them into actionable loss estimates
• Develop and deepen expertise in allowance and stress testing estimation processes, informing methodology across CECL and CCAR forecasting exercises
• Lead portfolio trend and sensitivity analyses across macroeconomic scenarios, portfolio stress tests, and assumption changes to support strategic decision-making
• Support monitoring of monthly stress testing output across scenarios and coordinate limit usage reviews with Credit Officers
• Provide stress estimates for large and complex deals and run ad-hoc scenarios for senior management based on market conditions

Required Qualifications, Capabilities, And Skills

• Bachelor's or Master's degree in Business, Finance, Accounting, or a related quantitative field
• 8 years plus of experience in the financial services industry, and/or in the banking sector
• Strong familiarity with credit products
• Knowledge of CECL credit loss accounting standards
• Knowledge of the CCAR regulatory framework and stress testing requirements
• Demonstrated ability to collaborate across diverse groups, build consensus, and execute plans while managing multiple concurrent workstreams
• Strong oral and written communication skills, including distilling complex topics into clear messaging for senior management
• Proficiency in Microsoft Excel, PowerPoint, and other Office applications
• Experience with data analysis and manipulation using analytical tools such as Tableau, Python, or Alteryx, including use of large language models

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.