Risk Management Specialist

Relation Insurance, Inc.; Tulsa, Northern (OK, KY); Hybrid; USD 29,000 - 50,000; Full time

Benefits offered by this job

Competitive pay

Safe and healthy work environment with

Benefits program including 401K and P📎

Job summary

Relation Insurance, Inc. seeks a Risk Management Specialist to administer stop-loss claims for self-funded plans from submission to final resolution.

You will work with claims teams, account executives and carriers to maintain workflows, resolve issues and maximize eligible recoveries for employer clients. Responsibilities include collecting documentation, interpreting policy language, validating reports, and ensuring compliance with deadlines.

Qualifications

• High school diploma or equivalent.
• Four-year degree preferred.
• Minimum 1 year of experience in health insurance, claims administration or operations, or a reimbursement-related field.
• Prior experience with stop-loss insurance preferred.
• Familiarity with insurance carriers and reimbursement processes preferred.
• Basic knowledge of policy interpretation and contract language preferred.
• Demonstrated ability to manage high-volume, high-accuracy workflows, including reconciliation, documentation, and deadline-driven follow-up.
• Strong attention to detail and ability to follow written procedures in a compliance-sensitive environment.
• Ability to interpret basic policy language and follow processes accurately.
• Intermediate computer proficiency, specifically with Microsoft products and the ability to learn new systems.
• Excellent written and verbal communications skills are required.

Responsibilities

• Manages the stop-loss claims lifecycle from initial submission through final reimbursement and closure.
• Coordinates directly with stop-loss carriers to facilitate claim review and ensure timely reimbursement payments.
• Partners with internal teams, including claims and account executives, to gather data and move claims through the reimbursement process.
• Collects, reviews and manages required documentation from brokers, employer group, members and internal stakeholders.
• Reviews and validates paid claims reports, reimbursement calculations, and reconciliation data to maximize recoveries.
• Maintains organized records with detailed and accurate documentation.
• Analyzes and interprets stop-loss policy language and insurance contracts to determine eligibility and reimbursement accuracy.
• Ensures ongoing compliance with policy requirements, documentation standards, and submission deadlines.
• Leverages AI tools to analyze stop-loss policy language and contract provisions.
• Fully adopts innovative technology, including proprietary AI solutions, into the service process.
• Performs other projects, duties, and tasks as assigned.

Job description

WHO WE ARE

Relation Insurance is a leading, innovative company with a strong commitment to excellence and a passion for delivering cutting-edge solutions to our clients. As a key player in the insurance market, we pride ourselves on our dynamic culture, collaborative environment, and continuous drive for success. With a rich history and a bright future ahead, we are looking for exceptional individuals to join our team and contribute to our ongoing growth and success.

WHAT WE’RE LOOKING FOR

The Risk Management Specialist is responsible for the end-to-end administration of stop-loss claims for self-funded plans, overseeing the claim lifecycle from initial submission through final resolution, ensuring accurate and timely reimbursement. The Risk Management Specialist collaborates closely with internal teams, claims departments, account executives, and insurance carriers to maintain efficient workflows, resolve issues and minimize financial exposure to plan sponsors. The individual in this role collects and organizes required documentation, interprets stop-loss policy language to determine coverage, validates claim and reimbursement reports, and supports reconciliation efforts to maximize eligible recoveries for employer client.

GLIMPSE INTO YOUR DAY

Manages the stop-loss claims lifecycle, from initial submission through final reimbursement and closure, ensuring claims are submitted accurately, tracked diligently, and resolved within required service and policy timelines.

Coordinates directly with stop-loss carriers to facilitate claim review, respond to requests for additional information, resolve discrepancies, and ensure timely and accurate reimbursement payments.

Partners with internal teams, including claims and account executives, to gather claim data, resolve issues, and move claims through the reimbursement process efficiently and effectively.

Collects, reviews and manages required documentation from brokers, employer group, members and internal stakeholders, ensuring submissions are complete, compliant and submitted within contractual deadlines.

Reviews and validates paid claims reports, reimbursement calculations, and reconciliation data to maximize eligible recoveries and ensure employers receive all funds due under stop-loss policy provisions.

Maintains organized records with detailed and accurate documentation.

Analyzes and interprets stop-loss policy language and insurance contracts, including coverage provisions, exclusions, deductibles, and reporting requirements to determine claims eligibility and reimbursement accuracy.

Ensures ongoing compliance with stop-loss policy requirements, documentation standards, and submission deadlines, proactively identifying risks, escalations, or process gaps that could delay or reduce reimbursement.

Leverages proprietary AI tools to analyze stop-loss policy language and contract provisions, supporting quicker interpretation of coverage terms, exclusions, deductibles, and reporting requirements.

Fully adopts innovative technology, including proprietary AI solutions, into the service process to deliver a best-in-class client service experience.

Performs other projects, duties, and tasks, as assigned.

WHAT SUCCESS LOOKS LIKE IN THIS ROLE

• High school diploma or equivalent required.
• Four-year degree preferred.
• Minimum 1 year of experience in health insurance, claims administration or operations, or a reimbursement-related field.
• Prior experience with stop-loss insurance or healthcare claims preferred.
• Familiarity with insurance carriers and reimbursement processes preferred.
• Basic knowledge of policy interpretation and contract language preferred.
• Demonstrated ability to manage high-volume, high-accuracy workflows, including reconciliation, documentation, and deadline-driven follow-up.
• Strong attention to detail and ability to follow written procedures in a compliance-sensitive environment.
• Ability to interpret basic policy language and follow processes accurately.
• Intermediate computer proficiency, specifically with Microsoft products and the ability to learn new systems.
• Excellent written and verbal communications skills are required to maintain effective relationships with clients, co-workers, carriers, vendors and others.

WHY CHOOSE RELATION?

Competitive pay.

A safe and healthy work environment provided by our robust benefit program including family health and wellness programs, 401K, employee assistance programs, paid time off, paid holidays and more.

Career advancement and development opportunities.

Note: The above is not all encompassing of the full position description. Relation Insurance Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. The disclosed range estimate has not been adjusted for the applicable geographic differential associated with the location at which the position may be filled. At Relation, it is not typical for an individual to be hired at or near the top of the range for their role and compensation decisions are dependent on the facts and circumstances of each case. A reasonable estimate of the current range is presented within this posting. You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

$21.15 - $36.06

Relation Insurance Services is a North American insurance brokerage that offers business insurance, Employee Benefits, Personal Insurance, Retirement Services, and Risk-management through our family of brands across the United States. More importantly, we’re a team of experienced professionals who genuinely care. Whether it’s for you, your family, or your business/organization, we want to be the relationship you trust for answers to your questions, solutions for your insurance needs, and peace of mind for your future.