Risk Management – Card Acquisition – Senior Associate

JPMorgan Chase & Co.; Masonboro (NC); On-site; USD 110,000 - 140,000; Full time

Benefits offered by this job

Health benefits

Retirement plan

Tuition reimbursement

Job summary

JPMorgan Chase & Co. in North Carolina seeks a Senior Associate for Prescreen Acquisitions within Risk Management and Compliance.

You will identify, assess, and mitigate risks in card acquisition initiatives, collaborating across product, marketing, and technology to deliver practical risk solutions. You will develop risk criteria, perform analytics, and present findings to leadership while ensuring regulatory compliance.

Qualifications

• 3 years of risk management or financial services experience.
• Ability to translate complex analysis into practical solutions and concise presentations.
• Drive to succeed with high attention to detail and independent decision-making.
• Experience with SAS, SQL, Python, or Tableau analytics tools.

Responsibilities

• Develop and implement end-to-end Risk Criteria for Acquisition channels.
• Lead analytics to measure key initiatives and independently generate solutions.
• Present risk monitoring reports to senior management and stakeholders.
• Support risk framework development and regulatory compliance.

Skills

Risk management experience

Translating analysis to decisions

Cross-functional collaboration

Independent decision making

Data analysis

Education

Bachelor’s degree in Statistics/Economics/Finance

Advanced degree in Mathematics/Statistics/Economics/Finance

Tools

SAS

SQL

Python

Tableau

Job description

Job Description

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Senior Associate within the Prescreen Acquisitions team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long-term performance goals for Chase Card Services. This position requires cross-functional collaboration, working closely with product, marketing, technology, and other teams. We are looking for someone who will bring energy, curiosity, a willingness to learn, and a desire to do the right thing. As part of the broader Card Acquisition Credit Risk Team, you will play a key role in shaping the future of our lending products.

Job Responsibilities:

• Develop and implement end-to-end Risk Criteria for Acquisition channels
• Lead comprehensive analytics to measure and challenge key strategic business initiatives and be able to independently generate solutions
• Provide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to life
• Work independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologies
• Conduct root cause analysis to provide clear, actionable recommendations to leadership and various stakeholders
• Prepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findings
• Support the development and maintenance of the company’s risk management framework, ensuring compliance with regulatory requirements
• Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes
• Follow a disciplined analysis approach to ensure recommendations taken to leadership and stakeholders result in correct decisions

Required qualifications, capabilities, and skills:

• 3 years of risk management or financial services experience
• Ability to translate complex analysis into practical solutions and create concise presentations with sound business conclusions
• Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisions
• Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
• Experience partnering across different functions and possess independent decision-making skills
• Result oriented with high attention to detail and ability to lead projects
• Flexible and able to handle multiple tasks in a fast-paced changing environment
• Knowledge of financial procedures & principles and strong understanding of consumer lending
• Bachelor’s degree in a relevant discipline like Statistics, Economics, or Finance

Preferred qualifications, capabilities, and skills:

• Related quantitative discipline preferred
• Advanced degree in Mathematics, Statistics, Economics, Finance

About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.