Risk Management - Capital Risk Management Associate

JPMorganChase; New York (NY); On-site; USD 120,000 - 170,000; Full time

Job summary

JPMorganChase is seeking a Risk Management - Capital Risk Management Associate to oversee capital risk metrics, limits, and reporting across the firm. You will develop analytics, validate capital forecasts, and present findings to senior leadership in a fast-paced environment.

The role requires hands-on experience in risk domains, advanced quantitative degrees, and strong communication skills to translate complex data into actionable insights.

Qualifications

• 2+ years experience in capital, liquidity, market risk and/or other risk areas.
• Advanced degree in Finance, Mathematics, Financial Engineering, or a related quantitative discipline.
• Demonstrated proficiency in LLM, Python, Tableau, Snowflake, Databricks, SQL, dashboard building.

Responsibilities

• Monitor regulatory capital metrics against capital risk limits and indicators; ensure accuracy of capital metrics reported; analyze and escalate breaches as needed.
• Guide process improvements and automations and develop new analytical capacities leveraging AI, LLM, etc.
• Analyze variances in capital metrics (RWA, Leverage, CET1, Tier 1, Total Capital, TLAC, LTD).
• Assess, review, and challenge capital management activities (forecasts, actions, RWA/SCB/GSIB, stress tests).
• Conduct deep dives into regulatory changes and firm balance sheet implications; present findings to senior management.
• Prepare board-level analysis and supporting presentations for senior management forums.
• Monitor current and emerging risks across asset classes; stay updated with market news and regulations.
• Coordinate with capital management, LOBs, controllers and support functions.

Skills

LLM

Python

Tableau

Snowflake

Databricks

SQL

Dashboard building

Education

Advanced degree in Finance, Mathematics, Financial Engineering, or related quantitative discipline

Tools

PowerPoint

Excel

Job description

Job Description

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Risk Management - Capital Risk Management Associate within the Capital Risk Management function, you will provide independent oversight of capital risk across the firm. CRM's responsibilities include: defining, monitoring and reporting capital risk metrics; establishing, calibrating and monitoring capital risk limits and indicators, including capital risk appetite; developing processes to classify, monitor and report capital limit breaches; performing assessments of the firm's capital management activities, including changes made to the Contingency Capital Plan; and conducing independent review of the firm's interpretation of and compliance with the applicable regulatory capital.

Job Responsibilities

• Monitor regulatory capital metrics against capital risk limits and indicators; ensure accuracy of capital metrics being reported; analyze and elevate breaches as needed
• Guide process improvements and automations and develop new analytical capacities leveraging AI, LLM, etc.
• Analyze variances in capital metrics (such as Risk Weighted Assets, Leverage Exposure, CET1, Tier 1, Total Capital, TLAC and LTD capital)
• Assess, review, and challenge the firm's capital management activities such as capital forecasts, capital actions, RWA / SCB / GSIB optimizations, internal targets, allocations, stress-test (CCAR) scenarios and results
• Conduct deep dives impacting firm's capital such as changes in regulatory requirements, firms risk and/or balance sheet, market dynamics and present findings to senior management
• Prepare board-level analysis and supporting presentations for senior / executive management forums
• Monitor current and emerging risks across asset classes under coverage; stay up-to-date with market news, regulations and peer bank activity
• Frequent interactions with the key members of capital management, capital P&A, line of businesses, controllers and various support functions

Required Qualifications, Skills And Capabilities

• 2 plus years experience in capital, liquidity, market risk and / or other risk areas
• Advanced degree in Finance, Mathematics, Financial Engineering, or a related quantitative discipline
• Demonstrated proficiency in one or more of the following areas: LLM, Python, Tableau, Snowflake, Databricks, SQL, dashboard building
• Ability to quickly grasp new / unfamiliar concepts and assess potential risks to the firm's capital position
• Strong knowledge of financial markets and various asset classes (retail and wholesale loans, repos, margin loans, OTC derivatives, trading securities etc.)
• Understanding of balance sheet and income statement fundamentals
• Experienced in data-driven and fluent storytelling via PowerPoint and adept at using Excel
• Excellent oral and written communication skills with ability to explain technical concepts in practical terms
• Strong analytical skills with the ability to develop thesis, clearly present ideas and draw appropriate conclusions
• Demonstrate high ownership, self-starter attitude, ability to work independently and prioritize key tasks effectively
• Superior attention to detail and process management

Preferred Qualifications, Skills And Capabilities

• Certification or enrollment in CFA / FRM programs would be a plus
• Treasury / Finance background will be considered

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.