Risk Management - Analytics Solutions, Credit Analytics - Senior Associate

JPMorganChase; Plano (TX); On-site; USD 110,000 - 170,000; Full time

Job summary

JPMorganChase is seeking a Senior Associate in the Credit Portfolio Analytics team to deliver portfolio monitoring, risk analysis, and insights reporting for a large commercial loan portfolio. The role involves frequent interaction with senior stakeholders and translating findings into actionable narratives.

You will support strategic priorities with timely, data-driven insights that inform portfolio management and risk decisions, working across Risk, Finance, Product, and Technology.

Qualifications

• Bachelor's or master's degree in Finance, Data Science, Computer Science, Business, Economics, or related field.
• 4+ years of analytics, insights reporting, BI, or portfolio/risk analytics in financial services.
• Experience with large datasets and delivering insights using Tableau, SQL, Alteryx, Python and/or R.
• Experience with BI/data visualization and executive-ready materials.
• Strong stakeholder management and communication skills.

Responsibilities

• Execute portfolio risk analysis strategy to strengthen credit risk reporting and analytics for CB commercial lending.
• Analyze granular credit data and communicate key findings to senior stakeholders.
• Design and manage data analysis, dashboards, and reporting for internal and regulatory needs.
• Own ad-hoc analytics for senior stakeholders with clear, executive-ready outputs.
• Partner across Risk, Finance, Product, and Technology to improve data quality and controls.
• Drive innovation by evaluating new analytics methods and tooling.

Skills

Stakeholder management

Written communication

Verbal communication

Analytical thinking

Ambiguity handling

Problem solving

Continuous learning

Education

Bachelor's or master's degree in Finance, Data Science, CS, Business, Economics

Tools

Tableau

SQL

Alteryx

Python

R

Job description

Job Description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Senior Associate within the Credit Portfolio Analytics team, you will play a key pivotal role in delivering portfolio monitoring, risk analysis and insights reporting across a large commercial loans portfolio. This is a high-visibility role with frequent interaction with senior stakeholders (CROs and their teams), requiring strong analytics capabilities, stakeholder management, and the ability to translate complex findings into clear, actionable narratives. You will support strategic priorities by providing timely, data-driven insights that inform portfolio management and risk decisions.

Job Responsibilities

• Execute a comprehensive portfolio risk analysis strategy to strengthen credit risk reporting and analytics for the CB commercial lending portfolio, delivering clear insights and deep-dive analysis to inform risk management decisions.
• Analyze granular credit data to identify and clearly communicate key findings to senior stakeholders, providing ongoing visibility into portfolio health, client selection, and the key drivers of credit risk across middle-market companies and commercial real estate investors.
• Design and manage high-quality data analysis, dashboards and reporting processes that meet internal and regulatory expectations for executive management decision making.
• Own and deliver ad-hoc analytics for senior stakeholders, translating urgent and ambiguous requests into well-scoped analyses and executive-ready outputs aligned to strategic priorities.
• Serve as a subject matter expert for portfolio data and reporting products, partnering across Risk, Finance, Product, and Technology to improve data quality, controls, and scalability.
• Drive innovation and automation by evaluating and adopting new analytics methods and tooling to improve speed, consistency, and insight quality.

Required Qualifications, Capabilities And Skills

• Bachelor's or master's degree in Finance, Data Science, Computer Science, Business, Economics, or a related field.
• 4+ years of experience in analytics, insights reporting, business intelligence, or portfolio/risk analytics in financial services (or equivalent experience).
• Strong experience working with large datasets and delivering insights using a combination of tools such as Tableau, SQL, Alteryx, Python and/or R.
• Experience with BI/data visualization (e.g., Tableau) and an ability to create executive-ready materials.
• Strong stakeholder management skills and excellent written and verbal communication, including the ability to explain complex results to senior audiences.
• Proven ability to manage multiple priorities, operate in ambiguity, and deliver high-quality work under time constraints.
• Demonstrated problem-solving skills, intellectual curiosity, and commitment to continuous learning and technology adoption.

Preferred Qualifications, Capabilities And Skills

• Experience in credit risk, commercial lending, or portfolio management, including familiarity with credit metrics and monitoring practices.
• Background in management consulting or a role requiring structured problem solving and executive-facing deliverables.
• Experience with automation, data pipelines, controls, or modern analytics practices (e.g., reproducible workflows, LLM-enabled productivity) in a governed environment.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.