Risk Management Analyst

FinanceInfos; Miami (FL); Hybrid; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Life insurance

Pension plan

Company-matched 401(k)

Job summary

Emigrant Bank is seeking a Risk Management Analyst to support its enterprise-wide risk framework across credit, operational, third-party, liquidity, market, and strategic risks.

You will work with the CRO and department heads to identify, assess, and convert data into actionable insights that drive risk-informed decisions. A bachelor’s degree plus 2–4 years of banking experience is required.

Qualifications

• Bachelor’s Degree in a relevant discipline (required).
• 2-4+ years of banking or financial experience.
• Knowledge of regulatory laws and internal controls.
• Professional risk management certifications are a plus.

Responsibilities

• Monitor emerging risks, industry trends, and regulatory developments.
• Analyze data to identify patterns and risk indicators.
• Prepare risk reports for senior management and the Board.
• Develop dashboards and KRIs to track risk exposures.
• Support risk assessments across operational and financial risk categories.

Skills

Communication

Analytical thinking

Risk assessment

Project management

PowerPoint

Excel

Education

Bachelor’s Degree in a relevant discipline

Tools

Excel

PowerPoint

Job description

Job Highlights

• Title Risk Management Analyst
• Type Full Time
• Experience 2-4 Years
• Function Risk Management
• Location Miami, FL, United States
• Company Emigrant Bank

Company Profile

Emigrant Bank offers personal and business banking, savings accounts, mortgages, online banking, and financial solutions tailored to customer needs.

Job Profile

The bank is hiring a Risk Management Analyst who will support the Bank’s enterprise-wide risk management framework across multiple risk dimensions, including credit, operational, third-party, liquidity, market, and strategic risk.

Work closely with various department heads and business line managers, including the Chief Risk Officer (CRO), to identify, assess, monitor, and help turn data into actionable insights that drive better risk-informed decisions.

Education Level

• Bachelor’s Degree in a relevant discipline (required)

Work Experience

• 2-4 plus years of relevant experience with banks or other financial institutions
• Thorough knowledge of the laws and regulations from regulatory agencies, and a solid understanding of internal controls

License/Certification

• Professional certifications in risk management, audit, project management, or investment management (a plus)

Duties/Responsibilities

Essential Roles-

• Monitor emerging risks, industry trends, and regulatory developments impacting the Bank.
• Risk Assessment and Monitoring
• Support risk identification and assessment processes across operational, compliance, financial, and other risk categories.

Data Analysis/Reporting-

• Analyze data from business units to identify patterns, outliers, or potential areas of concern.
• Compile, clean, and analyze data from internal systems to support various risk assessments.
• Contribute to the production of risk committee reports and regulatory submissions.
• Develop dashboards, scorecards, and reports to track key risk indicators (KRIs), operational incidents, vendor performance, and insurance coverage.
• Develop metrics and dashboards to track risk exposures and trends.
• Identify data quality issues and recommend process improvements for more accurate and timely risk reporting.
• Prepare regular and ad-hoc risk reports for senior management and the Board of Directors.
• Translate complex datasets into accessible visuals and summaries for stakeholders with varying levels of technical expertise.

Policy/Governance Support-

• Adapt quickly to regulatory, operational, and technological changes impacting risk management.
• Assist in reviewing and updating risk management policies, procedures, and frameworks.
• Change and Continuous Improvement
• Collaboration and Advisory
• Contribute to internal audit and regulatory exam preparation.Identify opportunities to improve risk management processes and reporting.
• Partner with business units to embed risk management practices into day-to-day operations.
• Promote a culture of risk awareness throughout the organization.
• Provide support in risk assessments for new products, vendors, or strategic initiatives.
• Support projects and initiatives designed to strengthen the Bank’s risk posture.

General Roles-

• Comply with all safety policies, practices, and procedures. Report all unsafe activities to the supervisor or Human Resources.
• Handle multiple tasks simultaneously.
• Participate in proactive team efforts to achieve departmental and company goals.
• Perform other duties as assigned.
• Prioritize and organize assignments.
• Provide leadership to others through example and sharing of knowledge/skills.
• Receive very general guidance with respect to overall objectives; work is usually quite independent of others; operate within specific policy guidelines.

Skills/Knowledge/Abilities

• Ability to communicate complex concepts with a diverse audience.
• Entrepreneurial spirit and attitude are necessary to establish and maintain positive working relationships with all management and personnel.
• Independent judgment with strong analytical and risk assessment skills.
• Strong organizational and project management skills are needed to handle the coordination of multiple priorities.
• Superior Microsoft Office skills required, with particular emphasis on outstanding PowerPoint presentation and Excel skills.
• Superior verbal and written communication skills.

Working Conditions

• Collaboration with multiple departments
• Fast-paced, deadline-driven tasks
• Office or hybrid work setting
• Regular computer and data analysis
• Standard business hours, occasional overtime

Benefits/Perks

• The benefits range from medical insurance to company-paid dental and life insurance, along with both a pension and a company-matched 401(k) savings incentive plan.
• Provide pre-tax savings plans for health and childcare expenses, incentive bonuses, discounted mortgages, and free banking services to employees.

Employer’s Statement

Emigrant Bank is an Equal Opportunity Employer.