Risk Analyst II - Portfolio Analytics

GM Financial; Fort Worth (TX); Hybrid; USD 80,000 - 110,000; Full time

Benefits offered by this job

401K matching

Tuition assistance

GM employee discount

Bonus eligibility

Nine company holidays

Training

Job summary

GM Financial is seeking a data analytics professional to monitor portfolio performance, develop reporting solutions, and provide data-driven insights to senior leadership. You will partner with stakeholders to validate data, build dashboards, and drive improvements in analytical processes.

The role requires advanced Excel, strong communication skills, and experience with SAS or SQL in a data warehouse environment.

Qualifications

• Proven data mining, analysis and visualization skills.
• Advanced Excel, PowerPoint, and Word proficiency.
• Experience with data analysis and spreadsheet modeling/reporting.
• Coding experience (SAS or SQL) for data mining in a data warehouse.

Responsibilities

• Monitor portfolio performance and report results to senior management.
• Summarize findings and present actionable insights to leadership.
• Ensure data accuracy and apply validation best practices.
• Create visualizations to communicate complex data clearly.
• Develop repeatable data monitoring processes and reports.

Skills

Data mining

Data analysis

Visualization

Excel advanced

SAS/SQL

Presentation skills

Education

Bachelor's degree in Finance/Economics/Math/Business

Master's degree (preferred)

Tools

SAS

SQL

Excel

PowerPoint

Word

Job description

JOB DESCRIPTION

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

RESPONSIBILITIES

About the role:

This role leverages data analysis, reporting, and visualization techniques to monitor portfolio performance, uncover insights, and provide actionable recommendations to senior leadership. The position also partners with stakeholders to develop reporting solutions, improve analytical processes, and support strategic decision-making through accurate and timely data-driven insights.

In this role you will:

• Utilize data mining and advanced spreadsheet/technical skills to monitor portfolio performance and report results to senior management
• Summarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable format
• Employ best practices of data analysis and validation to ensure data results are accurate
• Promote innovative ways to visualize and digest complex data
• Create and maintain organized, efficient, and repeatable processes for monitoring portfolio performance
• Proactively monitor and report relevant changes in portfolio performance to management
• Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results
• Work directly with internal customers (management) to create/adjust reports to effectively communicate portfolio performance
• May provide direction, training, and guidance to less experienced analysts and lead projects or assignments as required

QUALIFICATIONS

What makes You an ideal candidate?

• Demonstrated understanding of data mining, data analysis and visualization, quantitative and analytical methods, and sophisticated reporting techniques
• Advanced with Microsoft Excel, PowerPoint, and Word
• Experience with data analysis and spreadsheet modeling and/or reporting
• Experience with coding (SAS or SQL preferred) for data mining and transformation in a data warehouse environment
• Demonstrated quantitative skills
• Acute attention to detail
• Effective written and verbal presentation skills
• Capable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlines
• Ability to identify and understand business issues and map them into quantitative questions
• Understanding of the metrics utilized in monitoring the performance of a consumer lending portfolio is a plus

Additional Knowledge and Skills

• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work
• Skills in evaluating AI outputs for accuracy, compliance, and bias
• Experience integrating AI into workflows to improve efficiency or insights
• Familiarity with AI assisted research, summarization, and content generation
• Understanding of responsible AI use, including ethics and data protection

Work Experience & Education

• 2-4 years experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word required
• 2-4 years experience in consumer loan or lease portfolio analysis, reporting and/or forecasting preferred
• Bachelor's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience required
• Master's Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field preferred

What We Offer:

• 401K matching
• bonding leave for new parents (12 weeks, 100% paid)
• tuition assistance
• training
• GM employee auto discount
• community service pay
• nine company holidays

Our Culture:

Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Compensation:

Competitive pay and bonus eligibility.

Work Life Balance:

Flexible hybr