Risk Advisor - Commercial Lines

TowneBank; Charlotte (NC); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Competitive pay based on experience

Health, vision, dental insurance

401K & Employer Matching

Continuing education opportunities

Job summary

A leading insurance firm in Charlotte seeks a Commercial Lines Risk Advisor. This sales-oriented role requires advanced communication skills, knowledge of insurance products, and a current P & C license. Responsibilities include managing leads, obtaining and presenting quotes, and ensuring timely policy binding. The company offers competitive pay, robust benefits, and opportunities for professional development, fostering an enriching work environment.

Qualifications

• Current P & C license is mandatory.
• Proven customer service excellence is required.
• Dependability and punctuality are essential qualities.

Responsibilities

• Contact leads promptly and gather necessary information.
• Assist with completing insurance applications and obtaining quotes.
• Present proposals and verify binding of policies.

Skills

Current P & C license

Excellence in dealing with customers

Strong people/interpersonal skills

Knowledge of insurance forms

Dependability and punctuality

Job description

NC3-13900 Conlan Cir
Suite 125
Charlotte, NC 28277, USA

Join us at Towne Insurance! Your Career. Your Future. Your Towne.

Towne Insurance is hiring a Commercial Lines Risk Advisor to join our Charlotte, NC team. This is a sales-oriented position, requiring advanced communication skills, a thorough knowledge of the insurance products available through this agency, and proven ability to pursue and close sales developed through leads provided by bank personnel and through own relationships.

About Us

Towne Insurance is a nationally recognized top insurance and risk management firm specializing in customized insurance solutions for all segments of business clients, families, and individuals. At Towne Insurance, we take pride in serving others, enriching lives, and providing our members exquisite service. Our employees are our most valuable asset, and we take time to invest in their health, happiness, and education. We hire motivated, self-directed professionals who desire to give back to their communities.

About the Role

• Contact leads in a timely manner
• Gather information from insured and other sources to determine which companies to quote and place account with
• Complete “Acord” or company specific applications
• Obtain quotes or assist marketing in obtaining quotes from underwriter personnel quoting in our office
• Present proposals to insureds
• Verify that all policies are bound with insurance companies in writing prior to or on the effective date of the policy
• Assist with financing options and determine pay plan
• Check new business policies for accuracy
• Contact insured as needed for collecting outstanding balances according to office procedures and maintain a current balance on all insured’s accounts
• Work with the customer service representative to insure that all renewals, endorsements, audits, cancellations, claims, finance agreements, certificates and other customer requests are handled in an accurate and timely manner according to the office procedures
• Keep P & C license active and increase insurance knowledge by attending continuing education classes
• Attend office and company meetings as necessary
• Handle other duties as necessary
• Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Skills and experience you’ll need:

• Current P & C license
• Excellence in dealing with customers
• Professional appearance and attitude
• Strong people/interpersonal skills
• Knowledge of insurance forms
• Knowledge in insurance company operations
• Dependability and punctuality

Bonus points if you have:

• CIC or CPCU designation
• Insurance company relationships
• Other industry relationships
• Strong community relationships and areas of interest to complement insurance competency
• Ability to find new markets and develop underwriter rapport

What we offer:

We believe a business culture that supports a healthy, safe work environment does so by offering robust benefits, programs, and resources to keep colleagues engaged and productive, including:

• Excellent growth and advancement opportunities
• Competitive pay based on experience
• Health, vision, dental, and Employee Assistance Program
• Paid time off to include holidays, PTO, sick leave, and bereavement
• Profit Sharing
• Continuing education opportunities
• 401K & Employer Matching
• Identity theft protection
• Tuition Reimbursement
• Wellness Plan

Serving Others. Enriching Lives.

Our member-centric approach empowers our team members to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities and bright futures for our dedicated insurance professionals.

We value and respect the impact our colleagues make every day both inside and outside our organization. We encourage professional and personal development and embrace a culture that celebrates and promotes the diverse talents, backgrounds, and perspectives of our colleagues and members.

#LI-SO1

#insurance

#LI-Hybrid

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.