Retirement Plan Specialist

Earned; United States; On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Employer-sponsored health insurance (M

401k + 5% match

Job summary

Earned is seeking a Retirement Plan Specialist to deliver comprehensive administration for Defined Contribution and Defined Benefit plans. You will work with clients to support plan design, regulatory compliance, testing, and government reporting, ensuring accuracy and high-quality service in a fast-paced environment.

Responsibilities include reconciling assets, calculating contribution limits, preparing filings, and communicating with clients and employees.

Qualifications

• Minimum of five years of experience in pension or retirement plan administration.
• Experience with plan design, regulatory compliance, nondiscrimination testing, and government filings is preferred.
• Strong math and data analysis skills to calculate limits and apply regulatory rules.
• Ability to communicate clearly by phone and email with clients and colleagues.

Responsibilities

• Reconcile plan assets and ensure accuracy between trust records and plan data.
• Determine contributions and limit amounts in accordance with regulations.
• Perform nondiscrimination and compliance testing for qualified plans.
• Prepare administrative reports, participant statements, and IRS filings.
• Communicate with clients and employees regarding plan administration matters.
• Maintain compliance with policies, regulations, and best practices.
• Apply judgment to resolve issues while remaining professional.
• Collaborate with team members to promote cooperation and productivity.

Skills

Communication skills

Mathematical ability

Organization

Problem-solving

Attention to detail

Multitasking

Client communication

Tools

ASC software

FT Williams software

Job description

At Earned, we are committed to fair and transparent compensation. Base salary is market-driven and determined at the time of offer based on benchmarks such as role-specific market data, company stage, and factors such as internal equity, relevant experience, interview performance, location, and level.

About Earned

Earned is a category-defining, first-in-kind tax-smart financial services firm dedicated to serving doctors, their families, and their practices. Our goal is to be the only financial partner doctors need by seamlessly integrating personal and practice-based solutions to maximize their wealth potential and drive better financial outcomes.

What sets Earned apart is our strategic growth model. We have secured an initial $200M commitment to fuel an aggressive M&A strategy, acquiring and integrating best-in-class financial services firms to expand our capabilities and accelerate our vision. Backed by leading investors—including Summit Partners, Silversmith Capital, Juxtapose, Hudson Structured, and Breyer Capital,we are rapidly scaling to redefine financial services for medical professionals.

Our technology-driven approach, supported by fiduciary experts and modern tax-smart tools, ensures clients have a clear, real-time view of their financial trajectory through our iOS app and beyond.

Join us as we build the future of financial services for doctors-faster, smarter, and at scale.

Job Summary

The Retirement Plan Specialist is responsible for providing comprehensive administration services for Defined Contribution and Defined Benefit retirement plans. This role works closely with clients to support all facets of plan administration, including plan design, regulatory compliance, nondiscrimination testing, and government reporting. The Retirement Plan Specialist ensures accuracy, compliance with applicable regulations, and high-quality client service while managing multiple priorities in a fast-paced environment.

Key Responsibilities

• Reconcile plan assets and ensure accuracy between trust records and plan data.
• Determine individual and plan contribution limitations in accordance with applicable regulatory requirements.
• Perform various levels of nondiscrimination and compliance testing for qualified retirement plans.
• Prepare administrative reports, participant statements, and complete required IRS and Department of Labor filings.
• Communicate effectively with clients and their employees regarding plan administration matters, inquiries, and issues.
• Maintain compliance with company policies, regulatory standards, and industry best practices.
• Apply sound judgment and initiative in resolving issues while maintaining professionalism and tact.
• Collaborate with team members to promote cooperation, productivity, and confidence within the organization.

Key Requirements

• Minimum of five 5 years of experience in pension or retirement plan administration
• Experience with ASC and FT Williams software strongly preferred
• Ability to calculate figures and amounts such as interest, proportions, percentages, and contribution limits
• Working knowledge of basic algebra, fractions, ratios, and percentages
• Ability to apply mathematical concepts including probability and statistical inference to practical situations
• Strong organizational and problem-solving skills with the ability to independently prioritize multiple tasks
• Ability to communicate effectively, over the phone and through email, with colleagues, clients, and external partner
• Ability to respond to common inquiries or complaints from clients, coworkers, management, and regulatory authorities
• Detail-oriented, flexible, and able to sustain productivity in a fast-paced, deadline-driven environment
• Employer-sponsored health insurance (medical, dental, vision)
• 401k + 5% match

Earned is committed to offering equal employment opportunity in all employment practices and employment decisions are based on an individual's job qualifications and abilities. Earned prohibits discrimination based on race, creed, color, religion, national origin, ancestry, sex, gender (including gender identity, gender expression and being transgender), sexual orientation, marital status, registered domestic partner status, citizenship status, age, military and veteran status, medical condition, genetic information, political affiliation, disability, medical condition, or any other basis protected by federal, state, or local law or ordinance or regulation. Earned also prohibits discrimination based on the perception that anyone has any of these characteristics or is associated with a person who has or is perceived as having any of those characteristics. All such discrimination is unlawful.

Applicants must be authorized to work in the United States and able to provide proof of work authorization within three days of start date. We are unable to sponsor or take over sponsorship of employment visas at this time.