Retail Real Estate Processor-Closer

Union Bank & Trust; Lincoln (NE); Híbrido; USD 60.000 - 90.000; Jornada completa

Descripción de la vacante

Union Bank & Trust in Lincoln, NE is seeking a Retail Real Estate Loan Processor/Closer responsible for all processing steps from origination through closing of real estate secured loans, including Construction, Bridge, and HELOC products.

The role involves managing loan pipelines, ensuring regulatory compliance, preparing closing documents, and delivering high-quality customer service in a hybrid work arrangement.

Formación

• 2+ years of lending experience; real estate processing preferred.
• 3+ years banking experience preferred.
• Proficiency with MS Office; familiarity with Encompass or Fiserv is a plus.

Responsabilidades

• Process and close real estate secured loans from origination to closing.
• Manage daily workflow of real estate loans and closing pipelines.
• Ensure regulatory compliance and complete documentation.
• Provide high-quality customer service.

Conocimientos

Real estate lending

Loan processing

Banking experience

MS Office

Encompass

Fiserv

Herramientas

Encompass

Fiserv

Descripción del empleo

Position Summary:

The Retail Real Estate Loan Processor/Closer is responsible for all processing steps from origination through closing, and the generation of initial and closing documents of real estate secured loans. This professional is responsible for a pipeline that includes a variety of loan types Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.

Essential Functions

• Process and close real estate secured loans which include a variety of loan types, such as Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.
• Manage daily workflow of real estate loans, including monitoring of disclosure and closing pipelines.
• Understand and anticipate all requirements of the real estate loan cycle from beginning to end.
• Prepare initial and pre-closing documents within bank and regulatory compliance guidelines.
• Perform initial and pre-closing reviews to ensure loans meet all bank policy requirements, complex regulatory compliance guidelines, and customer service standards.
• Conduct verifications and prepare documentation for Real Estate Loan Amendments submitted to the processing team.
• Understands and applies knowledge of real estate lending regulations including TRID, Adverse Action, and Reg B.
• Provide a high standard of customer service to both internal and external customers in person and by telephone.
• Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training and follow internal processes and controls as required.
• Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Performs other job-related duties or special projects as assigned.
• Regular and reliable attendance is an essential function of this position.

Qualifications

• Minimum of 2-years of lending experience, real estate loan processing preferred.
• Minimum of 3-years banking experience preferred.
• Proficient knowledge of Microsoft Office products, existing bank hardware/software preferred or demonstrated ability to learn quickly.
• Encompass and Fiserv software experience preferred.

Preferred Talents

• Multi-tasker
• Accurate and detailed
• Deadline driven with good judgment
• Effective communicator
• Positive and people focused
• Independent with a team orientation

Working Environment

Indoor work – not exposed to outdoor elements or hazards.

Some sedentary work and occasional lifting and/or carrying up to 10 pounds.

This role is eligible for hybrid work arrangement opportunity under UBT's hybrid guidelines upon completion of onboarding.