Retail Mortgage Loan Originator

Truist; Columbus (OH); On-site; USD 45,000 - 75,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401k plan

Paid vacation

Paid sick days

Paid holidays

Job summary

A leading financial institution in Columbus, Ohio is looking for a motivated individual to join their mortgage team. This role primarily focuses on executing effective marketing plans, adhering to regulatory compliance, and providing expert advice to mortgage clients. Candidates should possess at least 1 year of experience in a banking or lending environment, along with strong organizational and communication skills. The position is commission-based and offers various employee benefits, including medical and dental insurance, and paid time off.

Qualifications

• 1+ years of experience in banking and/or lending environment.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment.
• Solid knowledge of residential property types.

Responsibilities

• Execute mortgage marketing and development plans.
• Provide sound mortgage advice to clients.
• Assist with document follow-up for quality control.

Skills

Organizational skills

Written communication

Verbal communication

Interpersonal skills

Negotiation skills

Proficiency in computer applications

Education

Bachelor's degree in Business, Marketing, Accounting, or related studies

Equivalent financial sales experience

Job description

Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Essential Duties And Responsibilities

• Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
• Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
• Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
• Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
• Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
• Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.
• This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.

Qualifications

Required Qualifications:

• 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types.
• Good organizational, written and verbal communication skills.
• Possesses solid interpersonal and negotiation skills.
• Demonstrated proficiency in relevant computer applications.
• Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check.

Preferred Qualifications:

• Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.
• Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
• Previous sales awards and leadership positions.

Other Job Requirements / Working Conditions

• Sitting/Standing/Walking/Bending/Lifting.
• Sitting Frequently (25% - 50% of the time).
• Standing Frequently (25% - 50% of the time).
• Walking Frequently (25% - 50% of the time).
• Lifting Up to 25 lbs.
• Visual / Audio / Speaking ability.
• Manual Dexterity / Keyboarding ability.
• Availability: Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
• Travel: Up to 75%.

Benefits

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work.