Residential Mortgage Closing Specialist

Union Home Mortgage Corp.; United States; On-site; USD 52,000 - 78,000; Full time

Job summary

Union Home Mortgage Corp. is seeking a Bond Closer to prepare and verify closing documents for all HFA products, fund loans, and manage the closing process. You will review files for conditions, ensure accurate disclosures, and set up wire funding to title companies.

The role requires 1+ years of residential closing experience and 2+ years in the mortgage industry. Encompass LOS experience is highly preferred and a high school diploma or equivalent is expected.

Qualifications

• 1+ years of recent residential closing experience.
• Minimum of 2 years’ experience in the mortgage industry.
• Encompass LOS experience strongly preferred.

Responsibilities

• Thoroughly reviews loan files to confirm all conditions are cleared and file is ready to close.
• Prepare closing documents ensuring quality, correct closing fees, and proper closing conditions.
• Verify information for accuracy, such as legal names, legal address, terms, price, rate, title work, and hazard.
• Review and deliver the Closing Disclosure, ensuring that the loan meets program guidelines, compliance, and company policies.
• Set up funding to send wire to title company for disbursement of funds.
• Maintain a closing pipeline, adhering warehouse wire time limitations, contract closing dates, and delivering complete closed loan files in a timely manner.
• Maintain up to date knowledge and trainings of all HFA products offered at UHM.
• Assist with any post-closing findings.
• Closes a minimum of 70 loans per month.
• Other Duties as assigned

Skills

Customer service

Communication

Microsoft Word

Excel

LOS systems

Attention to detail

Time management

Organizational skills

Closing Disclosures

Math skills

Education

High school diploma or equivalent

Tools

Encompass LOS

Job description

Union Home Mortgage Corp. is seeking a Bond Closer to prepare and verify closing documents for all HFA products, fund loans, and manage the closing process. You will review files for conditions, ensure accurate disclosures, and set up wire funding to title companies.

The role requires 1+ years of residential closing experience and 2+ years in the mortgage industry. Encompass LOS experience is highly preferred and a high school diploma or equivalent is expected.