Remote Senior Mortgage Loan Processor

National Mortgage Staffing; Tampa (FL); Remote; USD 55,000 - 70,000; Full time

Job summary

A staffing agency specializing in mortgage services is seeking a Senior Mortgage Loan Processor. The candidate will analyze loan files and manage brokered and construction loans while ensuring compliance and efficiency. The ideal applicant should have over 5 years of mortgage processing experience, be knowledgeable in various loan programs, and possess strong communication skills. This full-time remote position offers a salary between $55,000 and $70,000 plus bonuses.

Qualifications

• Minimum 5 years of mortgage loan processing experience.
• Strong experience manually calculating complex income scenarios.
• Recent experience working for a Direct or wholesale mortgage banker.

Responsibilities

• Analyze loan files across various programs.
• Review and verify income and borrower documentation.
• Communicate clearly with all stakeholders.
• Submit complete files to underwriting.
• Ensure loans move efficiently to closing.

Skills

Mortgage loan processing

Calculating complex income scenarios

Communication skills

Multitasking

Tools

Encompass

Job description

Position: Senior Mortgage Loan Processor
Location: Remote - Must work Eastern Standard Hours
Schedule: Full-time
Compensation: $55–70K base plus monthly per loan bonus

We are seeking an experienced Mortgage Loan Processor with a strong background in specialty lending to support a growing operations team. This role requires someone who can confidently manage brokered and construction loans while maintaining accuracy, organization, and clear communication from submission through closing.

Responsibilities

• Analyze loan files across Conventional, FHA, VA, USDA, Non-QM, Jumbo and state housing programs
• Review and verify income, assets, liabilities, and borrower documentation
• Update LOS with verified data and re-run AUS as needed
• Manage deadlines tied to contingencies, rate locks, and closing dates
• Conduct weekly pipeline meetings with Loan Officers
• Communicate clearly with borrowers, brokers, loan officers, and internal teams
• Submit complete, accurate files to underwriting
• Resolve suspended files and obtain missing documentation
• Coordinate appraisals, title, insurance, and verifications
• Ensure loans move efficiently and compliantly to closing

Requirements

• Minimum 5 years of mortgage loan processing experience
• Strong experience manually calculating complex income scenarios
• Conventional, FHA, VA, USDA, Non-QM, Jumbo and state housing programs
• Encompass experience required
• Ability to multitask in a fast-paced environment
• Strong written and verbal communication skills
• Recent experience working for a Direct or wholesale mortgage banker

National Mortgage Staffing does not set the requirements for this role; all hiring criteria are established by our client.