Remote Mortgage Loan Originator — Commission-Based

Mortgage Brokers; United States; Híbrido; USD 60.000 - 120.000; Jornada completa

Descripción de la vacante

Capital Bank N.A. is seeking a Mortgage Loan Originator for its Capital Bank Home Loans team. The role is 100% remote across the United States and paid on commission, ideal for a producer who can maintain a steady pipeline without branch-floor support.

Responsibilities include marketing residential loan products to real estate agents and homebuyers, originating applications, and ensuring pricing and compliance with investor guidelines. Prior experience with Encompass is a plus.

Formación

• At least 3 years of experience originating residential mortgages.
• Experience originating loans for sale to FNMA, FHLMC, GNMA, or CDA is preferred.
• Mortgage loan management system experience is required, and Encompass is preferred.
• Strong interpersonal, communication, and customer service skills.
• Proficiency with Microsoft Office Suite.

Responsabilidades

• Market residential mortgage loan products to real estate agents, prospective homebuyers, and builder sales representatives.
• Work outside the work site for 25% or more of the day on marketing and business development.
• Originate loan applications while keeping pricing, investor guidelines, and credit rules aligned.
• Support processors by helping secure the documentation needed for loan approval.
• Maintain strong customer service for applicants and the support staff around each file.

Conocimientos

Sales & Relationships

Communication

Prospecting

Mortgage Knowledge

Herramientas

Encompass

Descripción del empleo

• Mortgage Loan Originator: Capital Bank N.A.

Mortgage Loan Originator: Capital Bank N.A.

Start Date07/21/2026

Full-Time

Capital Bank N.A. is hiring a Mortgage Loan Originator for its Capital Bank Home Loans team. The role is 100% remote across the US and runs on commission, so it suits an originator who can keep a steady pipeline moving without branch-floor support. The work aligns with the same habits that strong loan originators use every day: clean pricing conversations, fast borrower follow-up, and disciplined file control.

Capital Bank N.A. says the home loans platform delivers more than $1 billion in new mortgage originations each year and uses in-house underwriting and closing. That setup gives the role a production-heavy shape, with direct outreach to real estate agents, homebuyers, and builder sales representatives. It also fits the mortgage lenders side of the market, where pricing, compliance, and follow-through matter as much as sales energy. The opening is limited to core locations that include Maryland, DC, Virginia, Pennsylvania, Delaware, Indiana, Illinois, North Carolina, South Carolina, and Florida.

Capital Bank N.A. accepts applications through its official hiring page. Candidates should have recent residential mortgage origination experience, comfort with commission-based production, and a clean read on client communication.

• Location: Remote USA, with core locations including MD, DC, VA, PA, DE, IN, IL, NC, SC, and FL
• Pay: 100% commission-based
• Employment type: Full-Time

Responsibilities

• Market residential mortgage loan products to real estate agents, prospective homebuyers, and builder sales representatives.
• Work outside the work site for 25% or more of the day on marketing and business development.
• Originate loan applications while keeping pricing, investor guidelines, and credit rules aligned.
• Support processors by helping secure the documentation needed for loan approval.
• Maintain strong customer service for applicants and the support staff around each file.

Qualifications

• At least 3 years of experience originating residential mortgages.
• Experience originating loans for sale to FNMA, FHLMC, GNMA, or CDA is preferred.
• Mortgage loan management system experience is required, and Encompass is preferred.
• Strong interpersonal, communication, and customer service skills.
• Proficiency with Microsoft Office Suite.

Why This Opening Stands Out

Capital Bank N.A. is a Maryland-headquartered bank with a mortgage platform that backs originators with in-house underwriting and closing. That setup turns the role into a full production lane, from first agent contact through funded loan. The company reports more than $3 billion in assets. It also says Capital Bank Home Loans produces more than $1 billion in new mortgages each year.

The opening suits an originator who can manage commission-based work without losing speed or attention to detail. It rewards direct outreach, clear borrower communication, and steady follow-up with agents and builder reps. The core-location limit keeps the work focused on a defined production footprint.