Remote Mortgage File Quality Auditor

Naukri Mitra; United States; Remote; USD 110,000 - 135,000; Full time

Benefits offered by this job

Health benefits

Paid time off

Professional development

Flexible schedule

Job summary

Naukri Mitra is seeking a Remote Mortgage Loan File Reviewer to ensure residential files meet agency and investor guidelines. You will audit income, assets, disclosures, credit, and collateral, flag discrepancies, and collaborate with processors to resolve issues.

This fully remote role requires attention to detail, independent judgment, and the ability to work against daily quotas. Prior LOS experience with Encompass or Calyx Point is a plus.

Qualifications

• Bachelor's degree required.
• At least 3 years in mortgage industry, with file auditing or QC focus.
• Solid grounding in Conventional, FHA, VA, USDA guidelines.

Responsibilities

• Audit loan documentation for income, assets, disclosures, credit, and collateral.
• Confirm compliance with Fannie Mae, Freddie Mac, and investor overlays.
• Identify data gaps and route for resolution.
• Verify closing conditions are met and documented.
• Maintain detailed records for every file reviewed.
• Flag red flags and escalate issues to prevent delays.
• Work in LOS systems and collaborate with processing teams.

Skills

Attention to detail

Remote work

Communication

Audit mortgage files

Education

Bachelor's degree

Tools

Encompass

Calyx Point

Slack

Zoom

Trello

Job description

Naukri Mitra is seeking a Remote Mortgage Loan File Reviewer to ensure residential files meet agency and investor guidelines. You will audit income, assets, disclosures, credit, and collateral, flag discrepancies, and collaborate with processors to resolve issues.

This fully remote role requires attention to detail, independent judgment, and the ability to work against daily quotas. Prior LOS experience with Encompass or Calyx Point is a plus.