Remote Mid‑Market Commercial Underwriter

EMC Insurance Companies; Minnesota; On-site; USD 88,000 - 115,000; Full time

Job summary

EMC Insurance Companies in Minnesota is seeking an experienced underwriter for a middle market portfolio. This role offers remote work for MN residents and focuses on risk assessment, pricing, and maintaining profitable books of business.

You will build agency relationships, explain underwriting decisions, collaborate with marketing, and mentor junior staff. Candidates should have a bachelor's degree, 3 years of commercial lines underwriting, and relevant designations.

Qualifications

• Bachelor's degree in insurance or business, or equivalent experience.
• Three years of commercial lines underwriting experience or related.
• Insurance designations (AINS, AU, CIC, CPCU) preferred.

Responsibilities

• Underwrite middle market accounts with authority, pricing and risk selection.
• Analyze exposure, risk appetite, premiums, and loss data for underwriting decisions.
• Develop agency relationships and educate agents on EMC products.
• Visit agencies, discuss accounts, and identify opportunities or barriers.
• Collaborate with marketing to deliver superior agent experience.
• Explain acceptance/rejection decisions to agents and gather feedback.
• Coordinate agency planning with marketing and regional management.
• Serve as a technical resource, mentor junior underwriters.
• Research industry changes, competition, and new products.

Skills

Underwriting

Risk analysis

Negotiation

Communication

Customer service

Team collaboration

Time management

Education

Bachelor's degree in insurance or business

Three years commercial lines underwriting

Insurance designations (AINS/AU/CIC/CPCU)

Tools

Microsoft Office

Job description

EMC Insurance Companies in Minnesota is seeking an experienced underwriter for a middle market portfolio. This role offers remote work for MN residents and focuses on risk assessment, pricing, and maintaining profitable books of business.

You will build agency relationships, explain underwriting decisions, collaborate with marketing, and mentor junior staff. Candidates should have a bachelor's degree, 3 years of commercial lines underwriting, and relevant designations.