Remote Life Insurance Agent

Rate Insurance; United States; Remote; USD 70,000 - 140,000; Full time

Benefits offered by this job

Remote work environment

Uncapped earning potential

Carrier partner access

Training and marketing resources

Career growth opportunities

Job summary

Rate Insurance is seeking licensed life insurance professionals to consult with existing personal lines customers, conduct scheduled phone and Teams appointments, and guide clients from application to policy issue.

This role emphasizes selling, relationship-building, and building a personal referral network in a remote work environment, with access to carrier partners and a structure designed to maximize earnings.

Qualifications

• Active Life Insurance license
• Minimum of 2 years of insurance sales experience preferred
• Proven ability to meet or exceed sales and performance goals
• Strong consultative selling and relationship-building skills
• Experience managing customer relationships through phone and video appointments
• Experience with Salesforce or similar CRM platforms preferred
• Self-motivated with the ability to thrive in a remote work environment

Responsibilities

• Conduct scheduled phone and Microsoft Teams appointments with Rate Insurance customers
• Assess clients' financial protection needs and recommend appropriate life insurance solutions
• Quote and present life insurance products through Rate's carrier partners
• Manage the sales process from application submission through underwriting and policy issuance
• Develop and maintain referral partnerships, professional relationships, and lead sources to generate new business
• Represent Rate Insurance at networking events, community activities, and marketing groups
• Maintain accurate records of leads, appointments, customer interactions, and policy information within Salesforce
• Consistently meet or exceed monthly sales and production goals
• Stay current on carrier products, underwriting guidelines, state regulations, and compliance requirements

Skills

Consultative selling

Relationship building

Effective communication

Time management

Self-motivation

Remote work

Tools

Salesforce

Job description

Are you a licensed insurance professional who enjoys helping clients protect what matters most while building a successful sales career? If you're looking for an opportunity to focus on selling, relationship-building, and serving warm opportunities, we'd love to meet you.

At Rate Insurance, our Life Insurance Agents work directly with existing personal lines customers through scheduled phone and Microsoft Teams appointments. You'll consult with clients on their life insurance needs, recommend appropriate coverage solutions, and guide them through the process from application to policy issue.

In addition to working with qualified customer opportunities, you'll have the ability to develop referral partnerships and other lead sources to grow your book of business. With a highly collaborative environment and access to leading carrier partners, you'll be positioned to make a meaningful impact while maximizing your earning potential.

What You'll Do

• Conduct scheduled phone and Microsoft Teams appointments with Rate Insurance customers
• Assess clients' financial protection needs and recommend appropriate life insurance solutions
• Quote and present life insurance products through Rate's carrier partners
• Manage the sales process from application submission through underwriting and policy issuance
• Develop and maintain referral partnerships, professional relationships, and lead sources to generate new business
• Represent Rate Insurance at networking events, community activities, and marketing groups
• Maintain accurate records of leads, appointments, customer interactions, and policy information within Salesforce
• Consistently meet or exceed monthly sales and production goals
• Stay current on carrier products, underwriting guidelines, state regulations, and compliance requirements

Why Join Rate Insurance?

• Access to scheduled appointments with existing Rate Insurance customers
• Competitive compensation with uncapped earning potential
• Opportunity to build and grow your own referral partnerships and lead network
• Access to multiple life insurance carrier partners and product solutions
• Remote work environment with flexibility and support
• Career growth opportunities within a rapidly expanding insurance organization
• Technology, training, and marketing resources designed to help you succeed

About Rate Insurance

Rate Insurance is an independent insurance brokerage dedicated to delivering exceptional value to customers, referral partners, and team members nationwide. Since 2012, we have achieved consistent double-digit organic growth and have become one of the nation's leading insurance agencies.

Representing more than 100 insurance carrier partners across all 50 states, we provide our producers with broad market access, innovative solutions, and the resources needed to help clients protect their families and financial futures.

What We're Looking For

• Active Life Insurance license
• Minimum of 2 years of insurance sales experience preferred
• Proven ability to meet or exceed sales and performance goals
• Strong consultative selling and relationship-building skills
• Effective communication skills with the ability to simplify complex insurance concepts
• Experience managing customer relationships through phone and video appointments
• Ability to develop referral partnerships and generate new business opportunities
• Experience with Salesforce or similar CRM platforms preferred
• Self-motivated with the ability to thrive in a remote work environment
• Strong organization, time management, and follow-through skills

Success in This Role

• Top performers in this position are highly motivated sales professionals who combine strong consultative selling skills with a customer-first approach. They build trust quickly, educate clients effectively, consistently close business, and proactively create new opportunities through referrals and professional partnerships. They take ownership of their pipeline, maintain high activity levels, and consistently achieve production goals while delivering an exceptional customer experience.

In addition to our game-changing platform, we have an excellent compensation and benefits package designed to award you for excelling in your role. We also have a fun, competitive, hard-working culture that makes Rate Insurance a place where people want to come to build their careers and be their best. Some of the benefits of your compensation package will include:

• Employee Development Programs
• Medical, Dental, Vision, and Disability Benefits
• 401k
• Free CE credits to keep up with licensing
• Company Paid Holidays and Paid Time Off
• Paid Health/Wellness Day and Volunteer Day

Rate, Inc. and Rate Insurance, LLC are Equal Opportunity Employers that welcome and encourage all applicants to apply regardless of age, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy, or other reason, as protected by law