Remote Bank Credit Risk Lead - Strategy & Analytics

USAA Life Insurance Company; United States; Hybrid; USD 120,000 - 180,000; Full time

Job summary

USAA Life Insurance Company is seeking a Bank Credit Risk Analyst Lead with a strong background in credit risk strategy development for card, consumer and deposits portfolios. You will own operational and compliance risk in credit strategy and monitor performance within risk appetite. The role is remote eligible in the continental U.S.

with on-site requirements near USAA offices. The ideal candidate will leverage quantitative methods to identify risks, develop credit strategies, and communicate

Qualifications

• Bachelor's degree; OR 4 years of relevant education and/or experience.
• 8 years of experience in an analytical field or leading analytical projects, risk assessments, or bank credit risk data analysis; OR an advanced degree with 6 years of experience.

Responsibilities

• Identify risks and opportunities within managed portfolios and translate results into strategic credit risk solutions.
• Lead analyses to identify root causes and develop clear recommendations for senior decision makers.
• Develop and improve complex analytical frameworks for credit risk strategies across lines of defense.
• Analyze internal and external scores/data for first party fraud identification.
• Provide thought leadership and mentoring to junior analysts in analytics and risk management.
• Ensure risk reporting and credit performance are presented to senior management and committees.

Education

Bachelor's degree or equivalent

Advanced degree in Business/Finance/Economics/Engineering or Math

Job description

USAA Life Insurance Company is seeking a Bank Credit Risk Analyst Lead with a strong background in credit risk strategy development for card, consumer and deposits portfolios. You will own operational and compliance risk in credit strategy and monitor performance within risk appetite. The role is remote eligible in the continental U.S.

with on-site requirements near USAA offices. The ideal candidate will leverage quantitative methods to identify risks, develop credit strategies, and communicate